LTV · monthly repayment
▼ 0.50% · 3.625%
HK$131,088
−HK$8,221/mo
▼ 0.25% · 3.875%
HK$135,166
−HK$4,143/mo
Today · 4.125%
HK$139,309
baseline
▲ 0.50% · 4.625%
HK$147,786
+HK$8,477/mo
Deposit HK$28.74M · loan HK$28.74M · min. income ≈ HK$278,618/mo (50% DSR)
Upfront cash ≈ HK$31.19M (deposit + AVD stamp duty HK$2,443,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,835
−HK$7,879/mo
▼ 0.25% · 3.875%
HK$149,746
−HK$3,968/mo
Today · 4.125%
HK$153,714
baseline
▲ 0.50% · 4.625%
HK$161,816
+HK$8,102/mo
Deposit HK$28.74M · loan HK$28.74M · min. income ≈ HK$307,428/mo (50% DSR)
Upfront cash ≈ HK$31.19M (deposit + AVD stamp duty HK$2,443,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,306
−HK$9,865/mo
▼ 0.25% · 3.875%
HK$162,199
−HK$4,972/mo
Today · 4.125%
HK$167,171
baseline
▲ 0.50% · 4.625%
HK$177,343
+HK$10,172/mo
Deposit HK$23.00M · loan HK$34.49M · min. income ≈ HK$334,342/mo (50% DSR)
Upfront cash ≈ HK$25.44M (deposit + AVD stamp duty HK$2,443,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,002
−HK$9,454/mo
▼ 0.25% · 3.875%
HK$179,695
−HK$4,761/mo
Today · 4.125%
HK$184,456
baseline
▲ 0.50% · 4.625%
HK$194,179
+HK$9,723/mo
Deposit HK$23.00M · loan HK$34.49M · min. income ≈ HK$368,912/mo (50% DSR)
Upfront cash ≈ HK$25.44M (deposit + AVD stamp duty HK$2,443,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,524
−HK$11,508/mo
▼ 0.25% · 3.875%
HK$189,233
−HK$5,799/mo
Today · 4.125%
HK$195,032
baseline
▲ 0.50% · 4.625%
HK$206,900
+HK$11,868/mo
Deposit HK$17.25M · loan HK$40.24M · min. income ≈ HK$390,064/mo (50% DSR)
Upfront cash ≈ HK$19.69M (deposit + AVD stamp duty HK$2,443,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,168
−HK$11,031/mo
▼ 0.25% · 3.875%
HK$209,644
−HK$5,555/mo
Today · 4.125%
HK$215,199
baseline
▲ 0.50% · 4.625%
HK$226,542
+HK$11,343/mo
Deposit HK$17.25M · loan HK$40.24M · min. income ≈ HK$430,398/mo (50% DSR)
Upfront cash ≈ HK$19.69M (deposit + AVD stamp duty HK$2,443,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,959
−HK$14,797/mo
▼ 0.25% · 3.875%
HK$243,299
−HK$7,457/mo
Today · 4.125%
HK$250,756
baseline
▲ 0.50% · 4.625%
HK$266,014
+HK$15,258/mo
Deposit HK$5.75M · loan HK$51.74M · min. income ≈ HK$501,512/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$2,443,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,502
−HK$14,183/mo
▼ 0.25% · 3.875%
HK$269,542
−HK$7,143/mo
Today · 4.125%
HK$276,685
baseline
▲ 0.50% · 4.625%
HK$291,269
+HK$14,584/mo
Deposit HK$5.75M · loan HK$51.74M · min. income ≈ HK$553,370/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$2,443,261 · Scale 2, in force from 26 Feb 2026)