LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,109
−HK$822/mo
▼ 0.25% · 3.875%
HK$13,517
−HK$414/mo
Today · 4.125%
HK$13,931
baseline
▲ 0.50% · 4.625%
HK$14,779
+HK$848/mo
Deposit HK$2.87M · loan HK$2.87M · min. income ≈ HK$27,862/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$129,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,584
−HK$788/mo
▼ 0.25% · 3.875%
HK$14,975
−HK$397/mo
Today · 4.125%
HK$15,372
baseline
▲ 0.50% · 4.625%
HK$16,182
+HK$810/mo
Deposit HK$2.87M · loan HK$2.87M · min. income ≈ HK$30,744/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$129,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,731
−HK$986/mo
▼ 0.25% · 3.875%
HK$16,220
−HK$497/mo
Today · 4.125%
HK$16,717
baseline
▲ 0.50% · 4.625%
HK$17,735
+HK$1,018/mo
Deposit HK$2.30M · loan HK$3.45M · min. income ≈ HK$33,434/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$129,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,501
−HK$945/mo
▼ 0.25% · 3.875%
HK$17,970
−HK$476/mo
Today · 4.125%
HK$18,446
baseline
▲ 0.50% · 4.625%
HK$19,418
+HK$972/mo
Deposit HK$2.30M · loan HK$3.45M · min. income ≈ HK$36,892/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$129,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,353
−HK$1,151/mo
▼ 0.25% · 3.875%
HK$18,924
−HK$580/mo
Today · 4.125%
HK$19,504
baseline
▲ 0.50% · 4.625%
HK$20,690
+HK$1,186/mo
Deposit HK$1.72M · loan HK$4.02M · min. income ≈ HK$39,008/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$129,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,417
−HK$1,103/mo
▼ 0.25% · 3.875%
HK$20,965
−HK$555/mo
Today · 4.125%
HK$21,520
baseline
▲ 0.50% · 4.625%
HK$22,655
+HK$1,135/mo
Deposit HK$1.72M · loan HK$4.02M · min. income ≈ HK$43,040/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$129,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,596
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$24,330
−HK$746/mo
Today · 4.125%
HK$25,076
baseline
▲ 0.50% · 4.625%
HK$26,602
+HK$1,526/mo
Deposit HK$575K · loan HK$5.17M · min. income ≈ HK$50,152/mo (50% DSR)
Upfront cash ≈ HK$704K (deposit + AVD stamp duty HK$129,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,251
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$26,955
−HK$714/mo
Today · 4.125%
HK$27,669
baseline
▲ 0.50% · 4.625%
HK$29,127
+HK$1,458/mo
Deposit HK$575K · loan HK$5.17M · min. income ≈ HK$55,338/mo (50% DSR)
Upfront cash ≈ HK$704K (deposit + AVD stamp duty HK$129,352 · Scale 2, in force from 26 Feb 2026)