LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,110
−HK$822/mo
▼ 0.25% · 3.875%
HK$13,518
−HK$414/mo
Today · 4.125%
HK$13,932
baseline
▲ 0.50% · 4.625%
HK$14,780
+HK$848/mo
Deposit HK$2.87M · loan HK$2.87M · min. income ≈ HK$27,864/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$129,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,585
−HK$787/mo
▼ 0.25% · 3.875%
HK$14,976
−HK$396/mo
Today · 4.125%
HK$15,372
baseline
▲ 0.50% · 4.625%
HK$16,183
+HK$811/mo
Deposit HK$2.87M · loan HK$2.87M · min. income ≈ HK$30,744/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$129,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,732
−HK$986/mo
▼ 0.25% · 3.875%
HK$16,221
−HK$497/mo
Today · 4.125%
HK$16,718
baseline
▲ 0.50% · 4.625%
HK$17,736
+HK$1,018/mo
Deposit HK$2.30M · loan HK$3.45M · min. income ≈ HK$33,436/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$129,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,501
−HK$946/mo
▼ 0.25% · 3.875%
HK$17,971
−HK$476/mo
Today · 4.125%
HK$18,447
baseline
▲ 0.50% · 4.625%
HK$19,419
+HK$972/mo
Deposit HK$2.30M · loan HK$3.45M · min. income ≈ HK$36,894/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$129,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,354
−HK$1,151/mo
▼ 0.25% · 3.875%
HK$18,925
−HK$580/mo
Today · 4.125%
HK$19,505
baseline
▲ 0.50% · 4.625%
HK$20,691
+HK$1,186/mo
Deposit HK$1.72M · loan HK$4.02M · min. income ≈ HK$39,010/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$129,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,418
−HK$1,103/mo
▼ 0.25% · 3.875%
HK$20,966
−HK$555/mo
Today · 4.125%
HK$21,521
baseline
▲ 0.50% · 4.625%
HK$22,656
+HK$1,135/mo
Deposit HK$1.72M · loan HK$4.02M · min. income ≈ HK$43,042/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$129,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,598
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$24,332
−HK$745/mo
Today · 4.125%
HK$25,077
baseline
▲ 0.50% · 4.625%
HK$26,603
+HK$1,526/mo
Deposit HK$575K · loan HK$5.17M · min. income ≈ HK$50,154/mo (50% DSR)
Upfront cash ≈ HK$704K (deposit + AVD stamp duty HK$129,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,252
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$26,956
−HK$714/mo
Today · 4.125%
HK$27,670
baseline
▲ 0.50% · 4.625%
HK$29,129
+HK$1,459/mo
Deposit HK$575K · loan HK$5.17M · min. income ≈ HK$55,340/mo (50% DSR)
Upfront cash ≈ HK$704K (deposit + AVD stamp duty HK$129,359 · Scale 2, in force from 26 Feb 2026)