LTV · monthly repayment
▼ 0.50% · 3.625%
HK$131,133
−HK$8,223/mo
▼ 0.25% · 3.875%
HK$135,212
−HK$4,144/mo
Today · 4.125%
HK$139,356
baseline
▲ 0.50% · 4.625%
HK$147,835
+HK$8,479/mo
Deposit HK$28.75M · loan HK$28.75M · min. income ≈ HK$278,712/mo (50% DSR)
Upfront cash ≈ HK$31.20M (deposit + AVD stamp duty HK$2,444,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,884
−HK$7,882/mo
▼ 0.25% · 3.875%
HK$149,796
−HK$3,970/mo
Today · 4.125%
HK$153,766
baseline
▲ 0.50% · 4.625%
HK$161,871
+HK$8,105/mo
Deposit HK$28.75M · loan HK$28.75M · min. income ≈ HK$307,532/mo (50% DSR)
Upfront cash ≈ HK$31.20M (deposit + AVD stamp duty HK$2,444,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,359
−HK$9,868/mo
▼ 0.25% · 3.875%
HK$162,254
−HK$4,973/mo
Today · 4.125%
HK$167,227
baseline
▲ 0.50% · 4.625%
HK$177,403
+HK$10,176/mo
Deposit HK$23.00M · loan HK$34.50M · min. income ≈ HK$334,454/mo (50% DSR)
Upfront cash ≈ HK$25.45M (deposit + AVD stamp duty HK$2,444,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,061
−HK$9,458/mo
▼ 0.25% · 3.875%
HK$179,756
−HK$4,763/mo
Today · 4.125%
HK$184,519
baseline
▲ 0.50% · 4.625%
HK$194,245
+HK$9,726/mo
Deposit HK$23.00M · loan HK$34.50M · min. income ≈ HK$369,038/mo (50% DSR)
Upfront cash ≈ HK$25.45M (deposit + AVD stamp duty HK$2,444,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,586
−HK$11,512/mo
▼ 0.25% · 3.875%
HK$189,297
−HK$5,801/mo
Today · 4.125%
HK$195,098
baseline
▲ 0.50% · 4.625%
HK$206,970
+HK$11,872/mo
Deposit HK$17.25M · loan HK$40.26M · min. income ≈ HK$390,196/mo (50% DSR)
Upfront cash ≈ HK$19.70M (deposit + AVD stamp duty HK$2,444,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,238
−HK$11,034/mo
▼ 0.25% · 3.875%
HK$209,715
−HK$5,557/mo
Today · 4.125%
HK$215,272
baseline
▲ 0.50% · 4.625%
HK$226,619
+HK$11,347/mo
Deposit HK$17.25M · loan HK$40.26M · min. income ≈ HK$430,544/mo (50% DSR)
Upfront cash ≈ HK$19.70M (deposit + AVD stamp duty HK$2,444,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,039
−HK$14,802/mo
▼ 0.25% · 3.875%
HK$243,381
−HK$7,460/mo
Today · 4.125%
HK$250,841
baseline
▲ 0.50% · 4.625%
HK$266,104
+HK$15,263/mo
Deposit HK$5.75M · loan HK$51.76M · min. income ≈ HK$501,682/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$2,444,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,591
−HK$14,187/mo
▼ 0.25% · 3.875%
HK$269,634
−HK$7,144/mo
Today · 4.125%
HK$276,778
baseline
▲ 0.50% · 4.625%
HK$291,367
+HK$14,589/mo
Deposit HK$5.75M · loan HK$51.76M · min. income ≈ HK$553,556/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$2,444,087 · Scale 2, in force from 26 Feb 2026)