LTV · monthly repayment
▼ 0.50% · 3.625%
HK$131,142
−HK$8,224/mo
▼ 0.25% · 3.875%
HK$135,221
−HK$4,145/mo
Today · 4.125%
HK$139,366
baseline
▲ 0.50% · 4.625%
HK$147,846
+HK$8,480/mo
Deposit HK$28.76M · loan HK$28.76M · min. income ≈ HK$278,732/mo (50% DSR)
Upfront cash ≈ HK$31.20M (deposit + AVD stamp duty HK$2,444,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,894
−HK$7,882/mo
▼ 0.25% · 3.875%
HK$149,807
−HK$3,969/mo
Today · 4.125%
HK$153,776
baseline
▲ 0.50% · 4.625%
HK$161,882
+HK$8,106/mo
Deposit HK$28.76M · loan HK$28.76M · min. income ≈ HK$307,552/mo (50% DSR)
Upfront cash ≈ HK$31.20M (deposit + AVD stamp duty HK$2,444,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,370
−HK$9,869/mo
▼ 0.25% · 3.875%
HK$162,265
−HK$4,974/mo
Today · 4.125%
HK$167,239
baseline
▲ 0.50% · 4.625%
HK$177,415
+HK$10,176/mo
Deposit HK$23.00M · loan HK$34.51M · min. income ≈ HK$334,478/mo (50% DSR)
Upfront cash ≈ HK$25.45M (deposit + AVD stamp duty HK$2,444,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,073
−HK$9,458/mo
▼ 0.25% · 3.875%
HK$179,768
−HK$4,763/mo
Today · 4.125%
HK$184,531
baseline
▲ 0.50% · 4.625%
HK$194,258
+HK$9,727/mo
Deposit HK$23.00M · loan HK$34.51M · min. income ≈ HK$369,062/mo (50% DSR)
Upfront cash ≈ HK$25.45M (deposit + AVD stamp duty HK$2,444,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,599
−HK$11,513/mo
▼ 0.25% · 3.875%
HK$189,310
−HK$5,802/mo
Today · 4.125%
HK$195,112
baseline
▲ 0.50% · 4.625%
HK$206,984
+HK$11,872/mo
Deposit HK$17.25M · loan HK$40.26M · min. income ≈ HK$390,224/mo (50% DSR)
Upfront cash ≈ HK$19.70M (deposit + AVD stamp duty HK$2,444,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,252
−HK$11,035/mo
▼ 0.25% · 3.875%
HK$209,730
−HK$5,557/mo
Today · 4.125%
HK$215,287
baseline
▲ 0.50% · 4.625%
HK$226,635
+HK$11,348/mo
Deposit HK$17.25M · loan HK$40.26M · min. income ≈ HK$430,574/mo (50% DSR)
Upfront cash ≈ HK$19.70M (deposit + AVD stamp duty HK$2,444,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,055
−HK$14,803/mo
▼ 0.25% · 3.875%
HK$243,398
−HK$7,460/mo
Today · 4.125%
HK$250,858
baseline
▲ 0.50% · 4.625%
HK$266,122
+HK$15,264/mo
Deposit HK$5.75M · loan HK$51.76M · min. income ≈ HK$501,716/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$2,444,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,609
−HK$14,188/mo
▼ 0.25% · 3.875%
HK$269,652
−HK$7,145/mo
Today · 4.125%
HK$276,797
baseline
▲ 0.50% · 4.625%
HK$291,388
+HK$14,591/mo
Deposit HK$5.75M · loan HK$51.76M · min. income ≈ HK$553,594/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$2,444,256 · Scale 2, in force from 26 Feb 2026)