LTV · monthly repayment
▼ 0.50% · 3.625%
HK$131,160
−HK$8,225/mo
▼ 0.25% · 3.875%
HK$135,240
−HK$4,145/mo
Today · 4.125%
HK$139,385
baseline
▲ 0.50% · 4.625%
HK$147,866
+HK$8,481/mo
Deposit HK$28.76M · loan HK$28.76M · min. income ≈ HK$278,770/mo (50% DSR)
Upfront cash ≈ HK$31.20M (deposit + AVD stamp duty HK$2,444,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,914
−HK$7,884/mo
▼ 0.25% · 3.875%
HK$149,828
−HK$3,970/mo
Today · 4.125%
HK$153,798
baseline
▲ 0.50% · 4.625%
HK$161,905
+HK$8,107/mo
Deposit HK$28.76M · loan HK$28.76M · min. income ≈ HK$307,596/mo (50% DSR)
Upfront cash ≈ HK$31.20M (deposit + AVD stamp duty HK$2,444,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,392
−HK$9,870/mo
▼ 0.25% · 3.875%
HK$162,288
−HK$4,974/mo
Today · 4.125%
HK$167,262
baseline
▲ 0.50% · 4.625%
HK$177,440
+HK$10,178/mo
Deposit HK$23.01M · loan HK$34.51M · min. income ≈ HK$334,524/mo (50% DSR)
Upfront cash ≈ HK$25.45M (deposit + AVD stamp duty HK$2,444,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,097
−HK$9,460/mo
▼ 0.25% · 3.875%
HK$179,793
−HK$4,764/mo
Today · 4.125%
HK$184,557
baseline
▲ 0.50% · 4.625%
HK$194,286
+HK$9,729/mo
Deposit HK$23.01M · loan HK$34.51M · min. income ≈ HK$369,114/mo (50% DSR)
Upfront cash ≈ HK$25.45M (deposit + AVD stamp duty HK$2,444,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,624
−HK$11,515/mo
▼ 0.25% · 3.875%
HK$189,336
−HK$5,803/mo
Today · 4.125%
HK$195,139
baseline
▲ 0.50% · 4.625%
HK$207,013
+HK$11,874/mo
Deposit HK$17.26M · loan HK$40.26M · min. income ≈ HK$390,278/mo (50% DSR)
Upfront cash ≈ HK$19.70M (deposit + AVD stamp duty HK$2,444,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,280
−HK$11,037/mo
▼ 0.25% · 3.875%
HK$209,759
−HK$5,558/mo
Today · 4.125%
HK$215,317
baseline
▲ 0.50% · 4.625%
HK$226,666
+HK$11,349/mo
Deposit HK$17.26M · loan HK$40.26M · min. income ≈ HK$430,634/mo (50% DSR)
Upfront cash ≈ HK$19.70M (deposit + AVD stamp duty HK$2,444,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,088
−HK$14,805/mo
▼ 0.25% · 3.875%
HK$243,432
−HK$7,461/mo
Today · 4.125%
HK$250,893
baseline
▲ 0.50% · 4.625%
HK$266,159
+HK$15,266/mo
Deposit HK$5.75M · loan HK$51.77M · min. income ≈ HK$501,786/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$2,444,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,646
−HK$14,190/mo
▼ 0.25% · 3.875%
HK$269,690
−HK$7,146/mo
Today · 4.125%
HK$276,836
baseline
▲ 0.50% · 4.625%
HK$291,428
+HK$14,592/mo
Deposit HK$5.75M · loan HK$51.77M · min. income ≈ HK$553,672/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$2,444,597 · Scale 2, in force from 26 Feb 2026)