LTV · monthly repayment
▼ 0.50% · 3.625%
HK$131,175
−HK$8,226/mo
▼ 0.25% · 3.875%
HK$135,255
−HK$4,146/mo
Today · 4.125%
HK$139,401
baseline
▲ 0.50% · 4.625%
HK$147,883
+HK$8,482/mo
Deposit HK$28.76M · loan HK$28.76M · min. income ≈ HK$278,802/mo (50% DSR)
Upfront cash ≈ HK$31.21M (deposit + AVD stamp duty HK$2,444,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,931
−HK$7,884/mo
▼ 0.25% · 3.875%
HK$149,844
−HK$3,971/mo
Today · 4.125%
HK$153,815
baseline
▲ 0.50% · 4.625%
HK$161,923
+HK$8,108/mo
Deposit HK$28.76M · loan HK$28.76M · min. income ≈ HK$307,630/mo (50% DSR)
Upfront cash ≈ HK$31.21M (deposit + AVD stamp duty HK$2,444,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,410
−HK$9,871/mo
▼ 0.25% · 3.875%
HK$162,306
−HK$4,975/mo
Today · 4.125%
HK$167,281
baseline
▲ 0.50% · 4.625%
HK$177,459
+HK$10,178/mo
Deposit HK$23.01M · loan HK$34.52M · min. income ≈ HK$334,562/mo (50% DSR)
Upfront cash ≈ HK$25.46M (deposit + AVD stamp duty HK$2,444,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,117
−HK$9,461/mo
▼ 0.25% · 3.875%
HK$179,813
−HK$4,765/mo
Today · 4.125%
HK$184,578
baseline
▲ 0.50% · 4.625%
HK$194,307
+HK$9,729/mo
Deposit HK$23.01M · loan HK$34.52M · min. income ≈ HK$369,156/mo (50% DSR)
Upfront cash ≈ HK$25.46M (deposit + AVD stamp duty HK$2,444,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,645
−HK$11,516/mo
▼ 0.25% · 3.875%
HK$189,357
−HK$5,804/mo
Today · 4.125%
HK$195,161
baseline
▲ 0.50% · 4.625%
HK$207,036
+HK$11,875/mo
Deposit HK$17.26M · loan HK$40.27M · min. income ≈ HK$390,322/mo (50% DSR)
Upfront cash ≈ HK$19.70M (deposit + AVD stamp duty HK$2,444,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,303
−HK$11,038/mo
▼ 0.25% · 3.875%
HK$209,782
−HK$5,559/mo
Today · 4.125%
HK$215,341
baseline
▲ 0.50% · 4.625%
HK$226,692
+HK$11,351/mo
Deposit HK$17.26M · loan HK$40.27M · min. income ≈ HK$430,682/mo (50% DSR)
Upfront cash ≈ HK$19.70M (deposit + AVD stamp duty HK$2,444,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,115
−HK$14,806/mo
▼ 0.25% · 3.875%
HK$243,459
−HK$7,462/mo
Today · 4.125%
HK$250,921
baseline
▲ 0.50% · 4.625%
HK$266,189
+HK$15,268/mo
Deposit HK$5.75M · loan HK$51.77M · min. income ≈ HK$501,842/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$2,444,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,675
−HK$14,192/mo
▼ 0.25% · 3.875%
HK$269,720
−HK$7,147/mo
Today · 4.125%
HK$276,867
baseline
▲ 0.50% · 4.625%
HK$291,461
+HK$14,594/mo
Deposit HK$5.75M · loan HK$51.77M · min. income ≈ HK$553,734/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$2,444,870 · Scale 2, in force from 26 Feb 2026)