LTV · monthly repayment
▼ 0.50% · 3.625%
HK$131,176
−HK$8,226/mo
▼ 0.25% · 3.875%
HK$135,256
−HK$4,146/mo
Today · 4.125%
HK$139,402
baseline
▲ 0.50% · 4.625%
HK$147,884
+HK$8,482/mo
Deposit HK$28.76M · loan HK$28.76M · min. income ≈ HK$278,804/mo (50% DSR)
Upfront cash ≈ HK$31.21M (deposit + AVD stamp duty HK$2,444,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,932
−HK$7,884/mo
▼ 0.25% · 3.875%
HK$149,846
−HK$3,970/mo
Today · 4.125%
HK$153,816
baseline
▲ 0.50% · 4.625%
HK$161,924
+HK$8,108/mo
Deposit HK$28.76M · loan HK$28.76M · min. income ≈ HK$307,632/mo (50% DSR)
Upfront cash ≈ HK$31.21M (deposit + AVD stamp duty HK$2,444,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,411
−HK$9,871/mo
▼ 0.25% · 3.875%
HK$162,307
−HK$4,975/mo
Today · 4.125%
HK$167,282
baseline
▲ 0.50% · 4.625%
HK$177,461
+HK$10,179/mo
Deposit HK$23.01M · loan HK$34.52M · min. income ≈ HK$334,564/mo (50% DSR)
Upfront cash ≈ HK$25.46M (deposit + AVD stamp duty HK$2,444,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,118
−HK$9,461/mo
▼ 0.25% · 3.875%
HK$179,815
−HK$4,764/mo
Today · 4.125%
HK$184,579
baseline
▲ 0.50% · 4.625%
HK$194,309
+HK$9,730/mo
Deposit HK$23.01M · loan HK$34.52M · min. income ≈ HK$369,158/mo (50% DSR)
Upfront cash ≈ HK$25.46M (deposit + AVD stamp duty HK$2,444,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,646
−HK$11,516/mo
▼ 0.25% · 3.875%
HK$189,359
−HK$5,803/mo
Today · 4.125%
HK$195,162
baseline
▲ 0.50% · 4.625%
HK$207,037
+HK$11,875/mo
Deposit HK$17.26M · loan HK$40.27M · min. income ≈ HK$390,324/mo (50% DSR)
Upfront cash ≈ HK$19.70M (deposit + AVD stamp duty HK$2,444,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,304
−HK$11,038/mo
▼ 0.25% · 3.875%
HK$209,784
−HK$5,558/mo
Today · 4.125%
HK$215,342
baseline
▲ 0.50% · 4.625%
HK$226,693
+HK$11,351/mo
Deposit HK$17.26M · loan HK$40.27M · min. income ≈ HK$430,684/mo (50% DSR)
Upfront cash ≈ HK$19.70M (deposit + AVD stamp duty HK$2,444,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,116
−HK$14,807/mo
▼ 0.25% · 3.875%
HK$243,461
−HK$7,462/mo
Today · 4.125%
HK$250,923
baseline
▲ 0.50% · 4.625%
HK$266,191
+HK$15,268/mo
Deposit HK$5.75M · loan HK$51.77M · min. income ≈ HK$501,846/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$2,444,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,677
−HK$14,192/mo
▼ 0.25% · 3.875%
HK$269,722
−HK$7,147/mo
Today · 4.125%
HK$276,869
baseline
▲ 0.50% · 4.625%
HK$291,463
+HK$14,594/mo
Deposit HK$5.75M · loan HK$51.77M · min. income ≈ HK$553,738/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$2,444,888 · Scale 2, in force from 26 Feb 2026)