LTV · monthly repayment
▼ 0.50% · 3.625%
HK$131,196
−HK$8,227/mo
▼ 0.25% · 3.875%
HK$135,277
−HK$4,146/mo
Today · 4.125%
HK$139,423
baseline
▲ 0.50% · 4.625%
HK$147,907
+HK$8,484/mo
Deposit HK$28.77M · loan HK$28.77M · min. income ≈ HK$278,846/mo (50% DSR)
Upfront cash ≈ HK$31.21M (deposit + AVD stamp duty HK$2,445,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,954
−HK$7,886/mo
▼ 0.25% · 3.875%
HK$149,869
−HK$3,971/mo
Today · 4.125%
HK$153,840
baseline
▲ 0.50% · 4.625%
HK$161,949
+HK$8,109/mo
Deposit HK$28.77M · loan HK$28.77M · min. income ≈ HK$307,680/mo (50% DSR)
Upfront cash ≈ HK$31.21M (deposit + AVD stamp duty HK$2,445,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,435
−HK$9,873/mo
▼ 0.25% · 3.875%
HK$162,332
−HK$4,976/mo
Today · 4.125%
HK$167,308
baseline
▲ 0.50% · 4.625%
HK$177,488
+HK$10,180/mo
Deposit HK$23.01M · loan HK$34.52M · min. income ≈ HK$334,616/mo (50% DSR)
Upfront cash ≈ HK$25.46M (deposit + AVD stamp duty HK$2,445,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,145
−HK$9,463/mo
▼ 0.25% · 3.875%
HK$179,842
−HK$4,766/mo
Today · 4.125%
HK$184,608
baseline
▲ 0.50% · 4.625%
HK$194,338
+HK$9,730/mo
Deposit HK$23.01M · loan HK$34.52M · min. income ≈ HK$369,216/mo (50% DSR)
Upfront cash ≈ HK$25.46M (deposit + AVD stamp duty HK$2,445,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,674
−HK$11,518/mo
▼ 0.25% · 3.875%
HK$189,388
−HK$5,804/mo
Today · 4.125%
HK$195,192
baseline
▲ 0.50% · 4.625%
HK$207,069
+HK$11,877/mo
Deposit HK$17.26M · loan HK$40.27M · min. income ≈ HK$390,384/mo (50% DSR)
Upfront cash ≈ HK$19.71M (deposit + AVD stamp duty HK$2,445,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,336
−HK$11,040/mo
▼ 0.25% · 3.875%
HK$209,816
−HK$5,560/mo
Today · 4.125%
HK$215,376
baseline
▲ 0.50% · 4.625%
HK$226,728
+HK$11,352/mo
Deposit HK$17.26M · loan HK$40.27M · min. income ≈ HK$430,752/mo (50% DSR)
Upfront cash ≈ HK$19.71M (deposit + AVD stamp duty HK$2,445,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,153
−HK$14,809/mo
▼ 0.25% · 3.875%
HK$243,498
−HK$7,464/mo
Today · 4.125%
HK$250,962
baseline
▲ 0.50% · 4.625%
HK$266,232
+HK$15,270/mo
Deposit HK$5.75M · loan HK$51.78M · min. income ≈ HK$501,924/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$2,445,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,718
−HK$14,193/mo
▼ 0.25% · 3.875%
HK$269,763
−HK$7,148/mo
Today · 4.125%
HK$276,911
baseline
▲ 0.50% · 4.625%
HK$291,508
+HK$14,597/mo
Deposit HK$5.75M · loan HK$51.78M · min. income ≈ HK$553,822/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$2,445,264 · Scale 2, in force from 26 Feb 2026)