LTV · monthly repayment
▼ 0.50% · 3.625%
HK$131,201
−HK$8,227/mo
▼ 0.25% · 3.875%
HK$135,282
−HK$4,146/mo
Today · 4.125%
HK$139,428
baseline
▲ 0.50% · 4.625%
HK$147,912
+HK$8,484/mo
Deposit HK$28.77M · loan HK$28.77M · min. income ≈ HK$278,856/mo (50% DSR)
Upfront cash ≈ HK$31.21M (deposit + AVD stamp duty HK$2,445,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,960
−HK$7,885/mo
▼ 0.25% · 3.875%
HK$149,874
−HK$3,971/mo
Today · 4.125%
HK$153,845
baseline
▲ 0.50% · 4.625%
HK$161,955
+HK$8,110/mo
Deposit HK$28.77M · loan HK$28.77M · min. income ≈ HK$307,690/mo (50% DSR)
Upfront cash ≈ HK$31.21M (deposit + AVD stamp duty HK$2,445,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,441
−HK$9,873/mo
▼ 0.25% · 3.875%
HK$162,338
−HK$4,976/mo
Today · 4.125%
HK$167,314
baseline
▲ 0.50% · 4.625%
HK$177,495
+HK$10,181/mo
Deposit HK$23.02M · loan HK$34.52M · min. income ≈ HK$334,628/mo (50% DSR)
Upfront cash ≈ HK$25.46M (deposit + AVD stamp duty HK$2,445,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,152
−HK$9,462/mo
▼ 0.25% · 3.875%
HK$179,849
−HK$4,765/mo
Today · 4.125%
HK$184,614
baseline
▲ 0.50% · 4.625%
HK$194,346
+HK$9,732/mo
Deposit HK$23.02M · loan HK$34.52M · min. income ≈ HK$369,228/mo (50% DSR)
Upfront cash ≈ HK$25.46M (deposit + AVD stamp duty HK$2,445,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,681
−HK$11,519/mo
▼ 0.25% · 3.875%
HK$189,395
−HK$5,805/mo
Today · 4.125%
HK$195,200
baseline
▲ 0.50% · 4.625%
HK$207,077
+HK$11,877/mo
Deposit HK$17.26M · loan HK$40.28M · min. income ≈ HK$390,400/mo (50% DSR)
Upfront cash ≈ HK$19.71M (deposit + AVD stamp duty HK$2,445,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,343
−HK$11,041/mo
▼ 0.25% · 3.875%
HK$209,824
−HK$5,560/mo
Today · 4.125%
HK$215,384
baseline
▲ 0.50% · 4.625%
HK$226,737
+HK$11,353/mo
Deposit HK$17.26M · loan HK$40.28M · min. income ≈ HK$430,768/mo (50% DSR)
Upfront cash ≈ HK$19.71M (deposit + AVD stamp duty HK$2,445,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,162
−HK$14,809/mo
▼ 0.25% · 3.875%
HK$243,508
−HK$7,463/mo
Today · 4.125%
HK$250,971
baseline
▲ 0.50% · 4.625%
HK$266,242
+HK$15,271/mo
Deposit HK$5.75M · loan HK$51.78M · min. income ≈ HK$501,942/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$2,445,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,727
−HK$14,195/mo
▼ 0.25% · 3.875%
HK$269,774
−HK$7,148/mo
Today · 4.125%
HK$276,922
baseline
▲ 0.50% · 4.625%
HK$291,519
+HK$14,597/mo
Deposit HK$5.75M · loan HK$51.78M · min. income ≈ HK$553,844/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$2,445,355 · Scale 2, in force from 26 Feb 2026)