LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,121
−HK$823/mo
▼ 0.25% · 3.875%
HK$13,529
−HK$415/mo
Today · 4.125%
HK$13,944
baseline
▲ 0.50% · 4.625%
HK$14,793
+HK$849/mo
Deposit HK$2.88M · loan HK$2.88M · min. income ≈ HK$27,888/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$129,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,597
−HK$789/mo
▼ 0.25% · 3.875%
HK$14,989
−HK$397/mo
Today · 4.125%
HK$15,386
baseline
▲ 0.50% · 4.625%
HK$16,197
+HK$811/mo
Deposit HK$2.88M · loan HK$2.88M · min. income ≈ HK$30,772/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$129,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,746
−HK$987/mo
▼ 0.25% · 3.875%
HK$16,235
−HK$498/mo
Today · 4.125%
HK$16,733
baseline
▲ 0.50% · 4.625%
HK$17,751
+HK$1,018/mo
Deposit HK$2.30M · loan HK$3.45M · min. income ≈ HK$33,466/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$129,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,517
−HK$946/mo
▼ 0.25% · 3.875%
HK$17,987
−HK$476/mo
Today · 4.125%
HK$18,463
baseline
▲ 0.50% · 4.625%
HK$19,436
+HK$973/mo
Deposit HK$2.30M · loan HK$3.45M · min. income ≈ HK$36,926/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$129,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,370
−HK$1,152/mo
▼ 0.25% · 3.875%
HK$18,941
−HK$581/mo
Today · 4.125%
HK$19,522
baseline
▲ 0.50% · 4.625%
HK$20,710
+HK$1,188/mo
Deposit HK$1.73M · loan HK$4.03M · min. income ≈ HK$39,044/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$129,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,436
−HK$1,104/mo
▼ 0.25% · 3.875%
HK$20,984
−HK$556/mo
Today · 4.125%
HK$21,540
baseline
▲ 0.50% · 4.625%
HK$22,676
+HK$1,136/mo
Deposit HK$1.73M · loan HK$4.03M · min. income ≈ HK$43,080/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$129,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,618
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$24,353
−HK$746/mo
Today · 4.125%
HK$25,099
baseline
▲ 0.50% · 4.625%
HK$26,627
+HK$1,528/mo
Deposit HK$575K · loan HK$5.18M · min. income ≈ HK$50,198/mo (50% DSR)
Upfront cash ≈ HK$705K (deposit + AVD stamp duty HK$129,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,275
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$26,980
−HK$715/mo
Today · 4.125%
HK$27,695
baseline
▲ 0.50% · 4.625%
HK$29,155
+HK$1,460/mo
Deposit HK$575K · loan HK$5.18M · min. income ≈ HK$55,390/mo (50% DSR)
Upfront cash ≈ HK$705K (deposit + AVD stamp duty HK$129,473 · Scale 2, in force from 26 Feb 2026)