LTV · monthly repayment
▼ 0.50% · 3.625%
HK$131,223
−HK$8,229/mo
▼ 0.25% · 3.875%
HK$135,305
−HK$4,147/mo
Today · 4.125%
HK$139,452
baseline
▲ 0.50% · 4.625%
HK$147,937
+HK$8,485/mo
Deposit HK$28.77M · loan HK$28.77M · min. income ≈ HK$278,904/mo (50% DSR)
Upfront cash ≈ HK$31.22M (deposit + AVD stamp duty HK$2,445,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,984
−HK$7,888/mo
▼ 0.25% · 3.875%
HK$149,900
−HK$3,972/mo
Today · 4.125%
HK$153,872
baseline
▲ 0.50% · 4.625%
HK$161,982
+HK$8,110/mo
Deposit HK$28.77M · loan HK$28.77M · min. income ≈ HK$307,744/mo (50% DSR)
Upfront cash ≈ HK$31.22M (deposit + AVD stamp duty HK$2,445,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,468
−HK$9,874/mo
▼ 0.25% · 3.875%
HK$162,366
−HK$4,976/mo
Today · 4.125%
HK$167,342
baseline
▲ 0.50% · 4.625%
HK$177,525
+HK$10,183/mo
Deposit HK$23.02M · loan HK$34.53M · min. income ≈ HK$334,684/mo (50% DSR)
Upfront cash ≈ HK$25.46M (deposit + AVD stamp duty HK$2,445,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,181
−HK$9,465/mo
▼ 0.25% · 3.875%
HK$179,880
−HK$4,766/mo
Today · 4.125%
HK$184,646
baseline
▲ 0.50% · 4.625%
HK$194,379
+HK$9,733/mo
Deposit HK$23.02M · loan HK$34.53M · min. income ≈ HK$369,292/mo (50% DSR)
Upfront cash ≈ HK$25.46M (deposit + AVD stamp duty HK$2,445,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,712
−HK$11,521/mo
▼ 0.25% · 3.875%
HK$189,427
−HK$5,806/mo
Today · 4.125%
HK$195,233
baseline
▲ 0.50% · 4.625%
HK$207,112
+HK$11,879/mo
Deposit HK$17.26M · loan HK$40.28M · min. income ≈ HK$390,466/mo (50% DSR)
Upfront cash ≈ HK$19.71M (deposit + AVD stamp duty HK$2,445,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,378
−HK$11,042/mo
▼ 0.25% · 3.875%
HK$209,860
−HK$5,560/mo
Today · 4.125%
HK$215,420
baseline
▲ 0.50% · 4.625%
HK$226,775
+HK$11,355/mo
Deposit HK$17.26M · loan HK$40.28M · min. income ≈ HK$430,840/mo (50% DSR)
Upfront cash ≈ HK$19.71M (deposit + AVD stamp duty HK$2,445,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,202
−HK$14,812/mo
▼ 0.25% · 3.875%
HK$243,549
−HK$7,465/mo
Today · 4.125%
HK$251,014
baseline
▲ 0.50% · 4.625%
HK$266,287
+HK$15,273/mo
Deposit HK$5.75M · loan HK$51.79M · min. income ≈ HK$502,028/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$2,445,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,772
−HK$14,197/mo
▼ 0.25% · 3.875%
HK$269,819
−HK$7,150/mo
Today · 4.125%
HK$276,969
baseline
▲ 0.50% · 4.625%
HK$291,568
+HK$14,599/mo
Deposit HK$5.75M · loan HK$51.79M · min. income ≈ HK$553,938/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$2,445,771 · Scale 2, in force from 26 Feb 2026)