LTV · monthly repayment
▼ 0.50% · 3.625%
HK$131,226
−HK$8,229/mo
▼ 0.25% · 3.875%
HK$135,308
−HK$4,147/mo
Today · 4.125%
HK$139,455
baseline
▲ 0.50% · 4.625%
HK$147,941
+HK$8,486/mo
Deposit HK$28.77M · loan HK$28.77M · min. income ≈ HK$278,910/mo (50% DSR)
Upfront cash ≈ HK$31.22M (deposit + AVD stamp duty HK$2,445,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,988
−HK$7,887/mo
▼ 0.25% · 3.875%
HK$149,903
−HK$3,972/mo
Today · 4.125%
HK$153,875
baseline
▲ 0.50% · 4.625%
HK$161,986
+HK$8,111/mo
Deposit HK$28.77M · loan HK$28.77M · min. income ≈ HK$307,750/mo (50% DSR)
Upfront cash ≈ HK$31.22M (deposit + AVD stamp duty HK$2,445,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,471
−HK$9,875/mo
▼ 0.25% · 3.875%
HK$162,370
−HK$4,976/mo
Today · 4.125%
HK$167,346
baseline
▲ 0.50% · 4.625%
HK$177,529
+HK$10,183/mo
Deposit HK$23.02M · loan HK$34.53M · min. income ≈ HK$334,692/mo (50% DSR)
Upfront cash ≈ HK$25.47M (deposit + AVD stamp duty HK$2,445,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,185
−HK$9,465/mo
▼ 0.25% · 3.875%
HK$179,884
−HK$4,766/mo
Today · 4.125%
HK$184,650
baseline
▲ 0.50% · 4.625%
HK$194,383
+HK$9,733/mo
Deposit HK$23.02M · loan HK$34.53M · min. income ≈ HK$369,300/mo (50% DSR)
Upfront cash ≈ HK$25.47M (deposit + AVD stamp duty HK$2,445,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,716
−HK$11,521/mo
▼ 0.25% · 3.875%
HK$189,431
−HK$5,806/mo
Today · 4.125%
HK$195,237
baseline
▲ 0.50% · 4.625%
HK$207,117
+HK$11,880/mo
Deposit HK$17.26M · loan HK$40.28M · min. income ≈ HK$390,474/mo (50% DSR)
Upfront cash ≈ HK$19.71M (deposit + AVD stamp duty HK$2,445,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,383
−HK$11,042/mo
▼ 0.25% · 3.875%
HK$209,864
−HK$5,561/mo
Today · 4.125%
HK$215,425
baseline
▲ 0.50% · 4.625%
HK$226,780
+HK$11,355/mo
Deposit HK$17.26M · loan HK$40.28M · min. income ≈ HK$430,850/mo (50% DSR)
Upfront cash ≈ HK$19.71M (deposit + AVD stamp duty HK$2,445,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,207
−HK$14,812/mo
▼ 0.25% · 3.875%
HK$243,554
−HK$7,465/mo
Today · 4.125%
HK$251,019
baseline
▲ 0.50% · 4.625%
HK$266,293
+HK$15,274/mo
Deposit HK$5.75M · loan HK$51.79M · min. income ≈ HK$502,038/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$2,445,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,778
−HK$14,197/mo
▼ 0.25% · 3.875%
HK$269,825
−HK$7,150/mo
Today · 4.125%
HK$276,975
baseline
▲ 0.50% · 4.625%
HK$291,575
+HK$14,600/mo
Deposit HK$5.75M · loan HK$51.79M · min. income ≈ HK$553,950/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$2,445,825 · Scale 2, in force from 26 Feb 2026)