LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,123
−HK$823/mo
▼ 0.25% · 3.875%
HK$13,532
−HK$414/mo
Today · 4.125%
HK$13,946
baseline
▲ 0.50% · 4.625%
HK$14,795
+HK$849/mo
Deposit HK$2.88M · loan HK$2.88M · min. income ≈ HK$27,892/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$129,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,600
−HK$788/mo
▼ 0.25% · 3.875%
HK$14,991
−HK$397/mo
Today · 4.125%
HK$15,388
baseline
▲ 0.50% · 4.625%
HK$16,200
+HK$812/mo
Deposit HK$2.88M · loan HK$2.88M · min. income ≈ HK$30,776/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$129,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,748
−HK$988/mo
▼ 0.25% · 3.875%
HK$16,238
−HK$498/mo
Today · 4.125%
HK$16,736
baseline
▲ 0.50% · 4.625%
HK$17,754
+HK$1,018/mo
Deposit HK$2.30M · loan HK$3.45M · min. income ≈ HK$33,472/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$129,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,520
−HK$946/mo
▼ 0.25% · 3.875%
HK$17,990
−HK$476/mo
Today · 4.125%
HK$18,466
baseline
▲ 0.50% · 4.625%
HK$19,440
+HK$974/mo
Deposit HK$2.30M · loan HK$3.45M · min. income ≈ HK$36,932/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$129,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,373
−HK$1,152/mo
▼ 0.25% · 3.875%
HK$18,944
−HK$581/mo
Today · 4.125%
HK$19,525
baseline
▲ 0.50% · 4.625%
HK$20,713
+HK$1,188/mo
Deposit HK$1.73M · loan HK$4.03M · min. income ≈ HK$39,050/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$129,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,440
−HK$1,104/mo
▼ 0.25% · 3.875%
HK$20,988
−HK$556/mo
Today · 4.125%
HK$21,544
baseline
▲ 0.50% · 4.625%
HK$22,679
+HK$1,135/mo
Deposit HK$1.73M · loan HK$4.03M · min. income ≈ HK$43,088/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$129,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,622
−HK$1,482/mo
▼ 0.25% · 3.875%
HK$24,357
−HK$747/mo
Today · 4.125%
HK$25,104
baseline
▲ 0.50% · 4.625%
HK$26,631
+HK$1,527/mo
Deposit HK$576K · loan HK$5.18M · min. income ≈ HK$50,208/mo (50% DSR)
Upfront cash ≈ HK$705K (deposit + AVD stamp duty HK$129,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,279
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$26,984
−HK$715/mo
Today · 4.125%
HK$27,699
baseline
▲ 0.50% · 4.625%
HK$29,159
+HK$1,460/mo
Deposit HK$576K · loan HK$5.18M · min. income ≈ HK$55,398/mo (50% DSR)
Upfront cash ≈ HK$705K (deposit + AVD stamp duty HK$129,494 · Scale 2, in force from 26 Feb 2026)