LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,124
−HK$823/mo
▼ 0.25% · 3.875%
HK$13,532
−HK$415/mo
Today · 4.125%
HK$13,947
baseline
▲ 0.50% · 4.625%
HK$14,796
+HK$849/mo
Deposit HK$2.88M · loan HK$2.88M · min. income ≈ HK$27,894/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$129,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,600
−HK$789/mo
▼ 0.25% · 3.875%
HK$14,992
−HK$397/mo
Today · 4.125%
HK$15,389
baseline
▲ 0.50% · 4.625%
HK$16,200
+HK$811/mo
Deposit HK$2.88M · loan HK$2.88M · min. income ≈ HK$30,778/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$129,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,749
−HK$987/mo
▼ 0.25% · 3.875%
HK$16,239
−HK$497/mo
Today · 4.125%
HK$16,736
baseline
▲ 0.50% · 4.625%
HK$17,755
+HK$1,019/mo
Deposit HK$2.30M · loan HK$3.45M · min. income ≈ HK$33,472/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$129,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,520
−HK$947/mo
▼ 0.25% · 3.875%
HK$17,990
−HK$477/mo
Today · 4.125%
HK$18,467
baseline
▲ 0.50% · 4.625%
HK$19,440
+HK$973/mo
Deposit HK$2.30M · loan HK$3.45M · min. income ≈ HK$36,934/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$129,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,374
−HK$1,152/mo
▼ 0.25% · 3.875%
HK$18,945
−HK$581/mo
Today · 4.125%
HK$19,526
baseline
▲ 0.50% · 4.625%
HK$20,714
+HK$1,188/mo
Deposit HK$1.73M · loan HK$4.03M · min. income ≈ HK$39,052/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$129,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,440
−HK$1,105/mo
▼ 0.25% · 3.875%
HK$20,989
−HK$556/mo
Today · 4.125%
HK$21,545
baseline
▲ 0.50% · 4.625%
HK$22,680
+HK$1,135/mo
Deposit HK$1.73M · loan HK$4.03M · min. income ≈ HK$43,090/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$129,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,623
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$24,358
−HK$746/mo
Today · 4.125%
HK$25,104
baseline
▲ 0.50% · 4.625%
HK$26,632
+HK$1,528/mo
Deposit HK$576K · loan HK$5.18M · min. income ≈ HK$50,208/mo (50% DSR)
Upfront cash ≈ HK$705K (deposit + AVD stamp duty HK$129,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,280
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$26,985
−HK$715/mo
Today · 4.125%
HK$27,700
baseline
▲ 0.50% · 4.625%
HK$29,160
+HK$1,460/mo
Deposit HK$576K · loan HK$5.18M · min. income ≈ HK$55,400/mo (50% DSR)
Upfront cash ≈ HK$705K (deposit + AVD stamp duty HK$129,498 · Scale 2, in force from 26 Feb 2026)