LTV · monthly repayment
▼ 0.50% · 3.625%
HK$131,239
−HK$8,230/mo
▼ 0.25% · 3.875%
HK$135,322
−HK$4,147/mo
Today · 4.125%
HK$139,469
baseline
▲ 0.50% · 4.625%
HK$147,956
+HK$8,487/mo
Deposit HK$28.78M · loan HK$28.78M · min. income ≈ HK$278,938/mo (50% DSR)
Upfront cash ≈ HK$31.22M (deposit + AVD stamp duty HK$2,446,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,002
−HK$7,889/mo
▼ 0.25% · 3.875%
HK$149,918
−HK$3,973/mo
Today · 4.125%
HK$153,891
baseline
▲ 0.50% · 4.625%
HK$162,002
+HK$8,111/mo
Deposit HK$28.78M · loan HK$28.78M · min. income ≈ HK$307,782/mo (50% DSR)
Upfront cash ≈ HK$31.22M (deposit + AVD stamp duty HK$2,446,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,487
−HK$9,876/mo
▼ 0.25% · 3.875%
HK$162,386
−HK$4,977/mo
Today · 4.125%
HK$167,363
baseline
▲ 0.50% · 4.625%
HK$177,547
+HK$10,184/mo
Deposit HK$23.02M · loan HK$34.53M · min. income ≈ HK$334,726/mo (50% DSR)
Upfront cash ≈ HK$25.47M (deposit + AVD stamp duty HK$2,446,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,203
−HK$9,466/mo
▼ 0.25% · 3.875%
HK$179,902
−HK$4,767/mo
Today · 4.125%
HK$184,669
baseline
▲ 0.50% · 4.625%
HK$194,403
+HK$9,734/mo
Deposit HK$23.02M · loan HK$34.53M · min. income ≈ HK$369,338/mo (50% DSR)
Upfront cash ≈ HK$25.47M (deposit + AVD stamp duty HK$2,446,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,735
−HK$11,522/mo
▼ 0.25% · 3.875%
HK$189,450
−HK$5,807/mo
Today · 4.125%
HK$195,257
baseline
▲ 0.50% · 4.625%
HK$207,138
+HK$11,881/mo
Deposit HK$17.27M · loan HK$40.29M · min. income ≈ HK$390,514/mo (50% DSR)
Upfront cash ≈ HK$19.71M (deposit + AVD stamp duty HK$2,446,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,403
−HK$11,044/mo
▼ 0.25% · 3.875%
HK$209,885
−HK$5,562/mo
Today · 4.125%
HK$215,447
baseline
▲ 0.50% · 4.625%
HK$226,803
+HK$11,356/mo
Deposit HK$17.27M · loan HK$40.29M · min. income ≈ HK$430,894/mo (50% DSR)
Upfront cash ≈ HK$19.71M (deposit + AVD stamp duty HK$2,446,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,231
−HK$14,814/mo
▼ 0.25% · 3.875%
HK$243,579
−HK$7,466/mo
Today · 4.125%
HK$251,045
baseline
▲ 0.50% · 4.625%
HK$266,320
+HK$15,275/mo
Deposit HK$5.76M · loan HK$51.80M · min. income ≈ HK$502,090/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$2,446,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,804
−HK$14,199/mo
▼ 0.25% · 3.875%
HK$269,853
−HK$7,150/mo
Today · 4.125%
HK$277,003
baseline
▲ 0.50% · 4.625%
HK$291,604
+HK$14,601/mo
Deposit HK$5.76M · loan HK$51.80M · min. income ≈ HK$554,006/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$2,446,073 · Scale 2, in force from 26 Feb 2026)