LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,124
−HK$823/mo
▼ 0.25% · 3.875%
HK$13,533
−HK$414/mo
Today · 4.125%
HK$13,947
baseline
▲ 0.50% · 4.625%
HK$14,796
+HK$849/mo
Deposit HK$2.88M · loan HK$2.88M · min. income ≈ HK$27,894/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$129,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,601
−HK$789/mo
▼ 0.25% · 3.875%
HK$14,992
−HK$398/mo
Today · 4.125%
HK$15,390
baseline
▲ 0.50% · 4.625%
HK$16,201
+HK$811/mo
Deposit HK$2.88M · loan HK$2.88M · min. income ≈ HK$30,780/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$129,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,749
−HK$988/mo
▼ 0.25% · 3.875%
HK$16,239
−HK$498/mo
Today · 4.125%
HK$16,737
baseline
▲ 0.50% · 4.625%
HK$17,755
+HK$1,018/mo
Deposit HK$2.30M · loan HK$3.45M · min. income ≈ HK$33,474/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$129,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,521
−HK$946/mo
▼ 0.25% · 3.875%
HK$17,991
−HK$476/mo
Today · 4.125%
HK$18,467
baseline
▲ 0.50% · 4.625%
HK$19,441
+HK$974/mo
Deposit HK$2.30M · loan HK$3.45M · min. income ≈ HK$36,934/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$129,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,374
−HK$1,152/mo
▼ 0.25% · 3.875%
HK$18,946
−HK$580/mo
Today · 4.125%
HK$19,526
baseline
▲ 0.50% · 4.625%
HK$20,714
+HK$1,188/mo
Deposit HK$1.73M · loan HK$4.03M · min. income ≈ HK$39,052/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$129,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,441
−HK$1,104/mo
▼ 0.25% · 3.875%
HK$20,989
−HK$556/mo
Today · 4.125%
HK$21,545
baseline
▲ 0.50% · 4.625%
HK$22,681
+HK$1,136/mo
Deposit HK$1.73M · loan HK$4.03M · min. income ≈ HK$43,090/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$129,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,624
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$24,359
−HK$746/mo
Today · 4.125%
HK$25,105
baseline
▲ 0.50% · 4.625%
HK$26,633
+HK$1,528/mo
Deposit HK$576K · loan HK$5.18M · min. income ≈ HK$50,210/mo (50% DSR)
Upfront cash ≈ HK$705K (deposit + AVD stamp duty HK$129,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,281
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$26,986
−HK$715/mo
Today · 4.125%
HK$27,701
baseline
▲ 0.50% · 4.625%
HK$29,161
+HK$1,460/mo
Deposit HK$576K · loan HK$5.18M · min. income ≈ HK$55,402/mo (50% DSR)
Upfront cash ≈ HK$705K (deposit + AVD stamp duty HK$129,502 · Scale 2, in force from 26 Feb 2026)