LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,128
−HK$823/mo
▼ 0.25% · 3.875%
HK$13,537
−HK$414/mo
Today · 4.125%
HK$13,951
baseline
▲ 0.50% · 4.625%
HK$14,800
+HK$849/mo
Deposit HK$2.88M · loan HK$2.88M · min. income ≈ HK$27,902/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$129,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,605
−HK$789/mo
▼ 0.25% · 3.875%
HK$14,997
−HK$397/mo
Today · 4.125%
HK$15,394
baseline
▲ 0.50% · 4.625%
HK$16,206
+HK$812/mo
Deposit HK$2.88M · loan HK$2.88M · min. income ≈ HK$30,788/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$129,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,754
−HK$988/mo
▼ 0.25% · 3.875%
HK$16,244
−HK$498/mo
Today · 4.125%
HK$16,742
baseline
▲ 0.50% · 4.625%
HK$17,760
+HK$1,018/mo
Deposit HK$2.30M · loan HK$3.45M · min. income ≈ HK$33,484/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$129,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,526
−HK$947/mo
▼ 0.25% · 3.875%
HK$17,996
−HK$477/mo
Today · 4.125%
HK$18,473
baseline
▲ 0.50% · 4.625%
HK$19,447
+HK$974/mo
Deposit HK$2.30M · loan HK$3.45M · min. income ≈ HK$36,946/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$129,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,379
−HK$1,153/mo
▼ 0.25% · 3.875%
HK$18,951
−HK$581/mo
Today · 4.125%
HK$19,532
baseline
▲ 0.50% · 4.625%
HK$20,721
+HK$1,189/mo
Deposit HK$1.73M · loan HK$4.03M · min. income ≈ HK$39,064/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$129,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,447
−HK$1,105/mo
▼ 0.25% · 3.875%
HK$20,995
−HK$557/mo
Today · 4.125%
HK$21,552
baseline
▲ 0.50% · 4.625%
HK$22,688
+HK$1,136/mo
Deposit HK$1.73M · loan HK$4.03M · min. income ≈ HK$43,104/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$129,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,631
−HK$1,482/mo
▼ 0.25% · 3.875%
HK$24,366
−HK$747/mo
Today · 4.125%
HK$25,113
baseline
▲ 0.50% · 4.625%
HK$26,641
+HK$1,528/mo
Deposit HK$576K · loan HK$5.18M · min. income ≈ HK$50,226/mo (50% DSR)
Upfront cash ≈ HK$705K (deposit + AVD stamp duty HK$129,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,289
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$26,994
−HK$715/mo
Today · 4.125%
HK$27,709
baseline
▲ 0.50% · 4.625%
HK$29,170
+HK$1,461/mo
Deposit HK$576K · loan HK$5.18M · min. income ≈ HK$55,418/mo (50% DSR)
Upfront cash ≈ HK$705K (deposit + AVD stamp duty HK$129,541 · Scale 2, in force from 26 Feb 2026)