LTV · monthly repayment
▼ 0.50% · 3.625%
HK$131,291
−HK$8,234/mo
▼ 0.25% · 3.875%
HK$135,375
−HK$4,150/mo
Today · 4.125%
HK$139,525
baseline
▲ 0.50% · 4.625%
HK$148,014
+HK$8,489/mo
Deposit HK$28.79M · loan HK$28.79M · min. income ≈ HK$279,050/mo (50% DSR)
Upfront cash ≈ HK$31.24M (deposit + AVD stamp duty HK$2,447,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,060
−HK$7,892/mo
▼ 0.25% · 3.875%
HK$149,978
−HK$3,974/mo
Today · 4.125%
HK$153,952
baseline
▲ 0.50% · 4.625%
HK$162,067
+HK$8,115/mo
Deposit HK$28.79M · loan HK$28.79M · min. income ≈ HK$307,904/mo (50% DSR)
Upfront cash ≈ HK$31.24M (deposit + AVD stamp duty HK$2,447,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,550
−HK$9,879/mo
▼ 0.25% · 3.875%
HK$162,450
−HK$4,979/mo
Today · 4.125%
HK$167,429
baseline
▲ 0.50% · 4.625%
HK$177,617
+HK$10,188/mo
Deposit HK$23.03M · loan HK$34.55M · min. income ≈ HK$334,858/mo (50% DSR)
Upfront cash ≈ HK$25.48M (deposit + AVD stamp duty HK$2,447,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,272
−HK$9,470/mo
▼ 0.25% · 3.875%
HK$179,973
−HK$4,769/mo
Today · 4.125%
HK$184,742
baseline
▲ 0.50% · 4.625%
HK$194,480
+HK$9,738/mo
Deposit HK$23.03M · loan HK$34.55M · min. income ≈ HK$369,484/mo (50% DSR)
Upfront cash ≈ HK$25.48M (deposit + AVD stamp duty HK$2,447,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,808
−HK$11,526/mo
▼ 0.25% · 3.875%
HK$189,525
−HK$5,809/mo
Today · 4.125%
HK$195,334
baseline
▲ 0.50% · 4.625%
HK$207,220
+HK$11,886/mo
Deposit HK$17.27M · loan HK$40.30M · min. income ≈ HK$390,668/mo (50% DSR)
Upfront cash ≈ HK$19.72M (deposit + AVD stamp duty HK$2,447,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,485
−HK$11,047/mo
▼ 0.25% · 3.875%
HK$209,969
−HK$5,563/mo
Today · 4.125%
HK$215,532
baseline
▲ 0.50% · 4.625%
HK$226,893
+HK$11,361/mo
Deposit HK$17.27M · loan HK$40.30M · min. income ≈ HK$431,064/mo (50% DSR)
Upfront cash ≈ HK$19.72M (deposit + AVD stamp duty HK$2,447,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,325
−HK$14,819/mo
▼ 0.25% · 3.875%
HK$243,676
−HK$7,468/mo
Today · 4.125%
HK$251,144
baseline
▲ 0.50% · 4.625%
HK$266,426
+HK$15,282/mo
Deposit HK$5.76M · loan HK$51.82M · min. income ≈ HK$502,288/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$2,447,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,909
−HK$14,204/mo
▼ 0.25% · 3.875%
HK$269,960
−HK$7,153/mo
Today · 4.125%
HK$277,113
baseline
▲ 0.50% · 4.625%
HK$291,720
+HK$14,607/mo
Deposit HK$5.76M · loan HK$51.82M · min. income ≈ HK$554,226/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$2,447,043 · Scale 2, in force from 26 Feb 2026)