LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,130
−HK$823/mo
▼ 0.25% · 3.875%
HK$13,538
−HK$415/mo
Today · 4.125%
HK$13,953
baseline
▲ 0.50% · 4.625%
HK$14,802
+HK$849/mo
Deposit HK$2.88M · loan HK$2.88M · min. income ≈ HK$27,906/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$129,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,607
−HK$789/mo
▼ 0.25% · 3.875%
HK$14,999
−HK$397/mo
Today · 4.125%
HK$15,396
baseline
▲ 0.50% · 4.625%
HK$16,208
+HK$812/mo
Deposit HK$2.88M · loan HK$2.88M · min. income ≈ HK$30,792/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$129,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,756
−HK$988/mo
▼ 0.25% · 3.875%
HK$16,246
−HK$498/mo
Today · 4.125%
HK$16,744
baseline
▲ 0.50% · 4.625%
HK$17,763
+HK$1,019/mo
Deposit HK$2.30M · loan HK$3.45M · min. income ≈ HK$33,488/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$129,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,528
−HK$947/mo
▼ 0.25% · 3.875%
HK$17,998
−HK$477/mo
Today · 4.125%
HK$18,475
baseline
▲ 0.50% · 4.625%
HK$19,449
+HK$974/mo
Deposit HK$2.30M · loan HK$3.45M · min. income ≈ HK$36,950/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$129,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,382
−HK$1,152/mo
▼ 0.25% · 3.875%
HK$18,954
−HK$580/mo
Today · 4.125%
HK$19,534
baseline
▲ 0.50% · 4.625%
HK$20,723
+HK$1,189/mo
Deposit HK$1.73M · loan HK$4.03M · min. income ≈ HK$39,068/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$129,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,450
−HK$1,104/mo
▼ 0.25% · 3.875%
HK$20,998
−HK$556/mo
Today · 4.125%
HK$21,554
baseline
▲ 0.50% · 4.625%
HK$22,691
+HK$1,137/mo
Deposit HK$1.73M · loan HK$4.03M · min. income ≈ HK$43,108/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$129,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,634
−HK$1,482/mo
▼ 0.25% · 3.875%
HK$24,369
−HK$747/mo
Today · 4.125%
HK$25,116
baseline
▲ 0.50% · 4.625%
HK$26,644
+HK$1,528/mo
Deposit HK$576K · loan HK$5.18M · min. income ≈ HK$50,232/mo (50% DSR)
Upfront cash ≈ HK$705K (deposit + AVD stamp duty HK$129,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,292
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$26,997
−HK$716/mo
Today · 4.125%
HK$27,713
baseline
▲ 0.50% · 4.625%
HK$29,174
+HK$1,461/mo
Deposit HK$576K · loan HK$5.18M · min. income ≈ HK$55,426/mo (50% DSR)
Upfront cash ≈ HK$705K (deposit + AVD stamp duty HK$129,557 · Scale 2, in force from 26 Feb 2026)