LTV · monthly repayment
▼ 0.50% · 3.625%
HK$131,300
−HK$8,234/mo
▼ 0.25% · 3.875%
HK$135,385
−HK$4,149/mo
Today · 4.125%
HK$139,534
baseline
▲ 0.50% · 4.625%
HK$148,024
+HK$8,490/mo
Deposit HK$28.79M · loan HK$28.79M · min. income ≈ HK$279,068/mo (50% DSR)
Upfront cash ≈ HK$31.24M (deposit + AVD stamp duty HK$2,447,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,070
−HK$7,892/mo
▼ 0.25% · 3.875%
HK$149,988
−HK$3,974/mo
Today · 4.125%
HK$153,962
baseline
▲ 0.50% · 4.625%
HK$162,078
+HK$8,116/mo
Deposit HK$28.79M · loan HK$28.79M · min. income ≈ HK$307,924/mo (50% DSR)
Upfront cash ≈ HK$31.24M (deposit + AVD stamp duty HK$2,447,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,560
−HK$9,881/mo
▼ 0.25% · 3.875%
HK$162,461
−HK$4,980/mo
Today · 4.125%
HK$167,441
baseline
▲ 0.50% · 4.625%
HK$177,629
+HK$10,188/mo
Deposit HK$23.03M · loan HK$34.55M · min. income ≈ HK$334,882/mo (50% DSR)
Upfront cash ≈ HK$25.48M (deposit + AVD stamp duty HK$2,447,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,284
−HK$9,470/mo
▼ 0.25% · 3.875%
HK$179,985
−HK$4,769/mo
Today · 4.125%
HK$184,754
baseline
▲ 0.50% · 4.625%
HK$194,493
+HK$9,739/mo
Deposit HK$23.03M · loan HK$34.55M · min. income ≈ HK$369,508/mo (50% DSR)
Upfront cash ≈ HK$25.48M (deposit + AVD stamp duty HK$2,447,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,820
−HK$11,528/mo
▼ 0.25% · 3.875%
HK$189,538
−HK$5,810/mo
Today · 4.125%
HK$195,348
baseline
▲ 0.50% · 4.625%
HK$207,234
+HK$11,886/mo
Deposit HK$17.27M · loan HK$40.31M · min. income ≈ HK$390,696/mo (50% DSR)
Upfront cash ≈ HK$19.72M (deposit + AVD stamp duty HK$2,447,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,498
−HK$11,049/mo
▼ 0.25% · 3.875%
HK$209,983
−HK$5,564/mo
Today · 4.125%
HK$215,547
baseline
▲ 0.50% · 4.625%
HK$226,909
+HK$11,362/mo
Deposit HK$17.27M · loan HK$40.31M · min. income ≈ HK$431,094/mo (50% DSR)
Upfront cash ≈ HK$19.72M (deposit + AVD stamp duty HK$2,447,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,341
−HK$14,820/mo
▼ 0.25% · 3.875%
HK$243,692
−HK$7,469/mo
Today · 4.125%
HK$251,161
baseline
▲ 0.50% · 4.625%
HK$266,444
+HK$15,283/mo
Deposit HK$5.76M · loan HK$51.82M · min. income ≈ HK$502,322/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$2,447,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,927
−HK$14,205/mo
▼ 0.25% · 3.875%
HK$269,978
−HK$7,154/mo
Today · 4.125%
HK$277,132
baseline
▲ 0.50% · 4.625%
HK$291,740
+HK$14,608/mo
Deposit HK$5.76M · loan HK$51.82M · min. income ≈ HK$554,264/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$2,447,210 · Scale 2, in force from 26 Feb 2026)