LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,133
−HK$823/mo
▼ 0.25% · 3.875%
HK$13,541
−HK$415/mo
Today · 4.125%
HK$13,956
baseline
▲ 0.50% · 4.625%
HK$14,805
+HK$849/mo
Deposit HK$2.88M · loan HK$2.88M · min. income ≈ HK$27,912/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$129,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,610
−HK$789/mo
▼ 0.25% · 3.875%
HK$15,002
−HK$397/mo
Today · 4.125%
HK$15,399
baseline
▲ 0.50% · 4.625%
HK$16,211
+HK$812/mo
Deposit HK$2.88M · loan HK$2.88M · min. income ≈ HK$30,798/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$129,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,759
−HK$988/mo
▼ 0.25% · 3.875%
HK$16,249
−HK$498/mo
Today · 4.125%
HK$16,747
baseline
▲ 0.50% · 4.625%
HK$17,766
+HK$1,019/mo
Deposit HK$2.30M · loan HK$3.46M · min. income ≈ HK$33,494/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$129,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,532
−HK$947/mo
▼ 0.25% · 3.875%
HK$18,002
−HK$477/mo
Today · 4.125%
HK$18,479
baseline
▲ 0.50% · 4.625%
HK$19,453
+HK$974/mo
Deposit HK$2.30M · loan HK$3.46M · min. income ≈ HK$36,958/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$129,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,386
−HK$1,153/mo
▼ 0.25% · 3.875%
HK$18,958
−HK$581/mo
Today · 4.125%
HK$19,539
baseline
▲ 0.50% · 4.625%
HK$20,727
+HK$1,188/mo
Deposit HK$1.73M · loan HK$4.03M · min. income ≈ HK$39,078/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$129,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,454
−HK$1,105/mo
▼ 0.25% · 3.875%
HK$21,002
−HK$557/mo
Today · 4.125%
HK$21,559
baseline
▲ 0.50% · 4.625%
HK$22,695
+HK$1,136/mo
Deposit HK$1.73M · loan HK$4.03M · min. income ≈ HK$43,118/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$129,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,639
−HK$1,482/mo
▼ 0.25% · 3.875%
HK$24,374
−HK$747/mo
Today · 4.125%
HK$25,121
baseline
▲ 0.50% · 4.625%
HK$26,650
+HK$1,529/mo
Deposit HK$576K · loan HK$5.18M · min. income ≈ HK$50,242/mo (50% DSR)
Upfront cash ≈ HK$706K (deposit + AVD stamp duty HK$129,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,298
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$27,003
−HK$716/mo
Today · 4.125%
HK$27,719
baseline
▲ 0.50% · 4.625%
HK$29,180
+HK$1,461/mo
Deposit HK$576K · loan HK$5.18M · min. income ≈ HK$55,438/mo (50% DSR)
Upfront cash ≈ HK$706K (deposit + AVD stamp duty HK$129,584 · Scale 2, in force from 26 Feb 2026)