LTV · monthly repayment
▼ 0.50% · 3.625%
HK$131,344
−HK$8,236/mo
▼ 0.25% · 3.875%
HK$135,430
−HK$4,150/mo
Today · 4.125%
HK$139,580
baseline
▲ 0.50% · 4.625%
HK$148,074
+HK$8,494/mo
Deposit HK$28.80M · loan HK$28.80M · min. income ≈ HK$279,160/mo (50% DSR)
Upfront cash ≈ HK$31.25M (deposit + AVD stamp duty HK$2,448,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,119
−HK$7,894/mo
▼ 0.25% · 3.875%
HK$150,038
−HK$3,975/mo
Today · 4.125%
HK$154,013
baseline
▲ 0.50% · 4.625%
HK$162,131
+HK$8,118/mo
Deposit HK$28.80M · loan HK$28.80M · min. income ≈ HK$308,026/mo (50% DSR)
Upfront cash ≈ HK$31.25M (deposit + AVD stamp duty HK$2,448,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,613
−HK$9,883/mo
▼ 0.25% · 3.875%
HK$162,515
−HK$4,981/mo
Today · 4.125%
HK$167,496
baseline
▲ 0.50% · 4.625%
HK$177,688
+HK$10,192/mo
Deposit HK$23.04M · loan HK$34.56M · min. income ≈ HK$334,992/mo (50% DSR)
Upfront cash ≈ HK$25.49M (deposit + AVD stamp duty HK$2,448,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,343
−HK$9,473/mo
▼ 0.25% · 3.875%
HK$180,045
−HK$4,771/mo
Today · 4.125%
HK$184,816
baseline
▲ 0.50% · 4.625%
HK$194,558
+HK$9,742/mo
Deposit HK$23.04M · loan HK$34.56M · min. income ≈ HK$369,632/mo (50% DSR)
Upfront cash ≈ HK$25.49M (deposit + AVD stamp duty HK$2,448,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,882
−HK$11,531/mo
▼ 0.25% · 3.875%
HK$189,601
−HK$5,812/mo
Today · 4.125%
HK$195,413
baseline
▲ 0.50% · 4.625%
HK$207,303
+HK$11,890/mo
Deposit HK$17.28M · loan HK$40.32M · min. income ≈ HK$390,826/mo (50% DSR)
Upfront cash ≈ HK$19.73M (deposit + AVD stamp duty HK$2,448,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,566
−HK$11,053/mo
▼ 0.25% · 3.875%
HK$210,053
−HK$5,566/mo
Today · 4.125%
HK$215,619
baseline
▲ 0.50% · 4.625%
HK$226,984
+HK$11,365/mo
Deposit HK$17.28M · loan HK$40.32M · min. income ≈ HK$431,238/mo (50% DSR)
Upfront cash ≈ HK$19.73M (deposit + AVD stamp duty HK$2,448,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,419
−HK$14,826/mo
▼ 0.25% · 3.875%
HK$243,773
−HK$7,472/mo
Today · 4.125%
HK$251,245
baseline
▲ 0.50% · 4.625%
HK$266,532
+HK$15,287/mo
Deposit HK$5.76M · loan HK$51.84M · min. income ≈ HK$502,490/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$2,448,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,014
−HK$14,210/mo
▼ 0.25% · 3.875%
HK$270,068
−HK$7,156/mo
Today · 4.125%
HK$277,224
baseline
▲ 0.50% · 4.625%
HK$291,837
+HK$14,613/mo
Deposit HK$5.76M · loan HK$51.84M · min. income ≈ HK$554,448/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$2,448,023 · Scale 2, in force from 26 Feb 2026)