LTV · monthly repayment
▼ 0.50% · 3.625%
HK$131,346
−HK$8,237/mo
▼ 0.25% · 3.875%
HK$135,432
−HK$4,151/mo
Today · 4.125%
HK$139,583
baseline
▲ 0.50% · 4.625%
HK$148,076
+HK$8,493/mo
Deposit HK$28.80M · loan HK$28.80M · min. income ≈ HK$279,166/mo (50% DSR)
Upfront cash ≈ HK$31.25M (deposit + AVD stamp duty HK$2,448,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,122
−HK$7,894/mo
▼ 0.25% · 3.875%
HK$150,040
−HK$3,976/mo
Today · 4.125%
HK$154,016
baseline
▲ 0.50% · 4.625%
HK$162,134
+HK$8,118/mo
Deposit HK$28.80M · loan HK$28.80M · min. income ≈ HK$308,032/mo (50% DSR)
Upfront cash ≈ HK$31.25M (deposit + AVD stamp duty HK$2,448,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,616
−HK$9,884/mo
▼ 0.25% · 3.875%
HK$162,518
−HK$4,982/mo
Today · 4.125%
HK$167,500
baseline
▲ 0.50% · 4.625%
HK$177,692
+HK$10,192/mo
Deposit HK$23.04M · loan HK$34.56M · min. income ≈ HK$335,000/mo (50% DSR)
Upfront cash ≈ HK$25.49M (deposit + AVD stamp duty HK$2,448,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,346
−HK$9,473/mo
▼ 0.25% · 3.875%
HK$180,049
−HK$4,770/mo
Today · 4.125%
HK$184,819
baseline
▲ 0.50% · 4.625%
HK$194,561
+HK$9,742/mo
Deposit HK$23.04M · loan HK$34.56M · min. income ≈ HK$369,638/mo (50% DSR)
Upfront cash ≈ HK$25.49M (deposit + AVD stamp duty HK$2,448,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,885
−HK$11,531/mo
▼ 0.25% · 3.875%
HK$189,605
−HK$5,811/mo
Today · 4.125%
HK$195,416
baseline
▲ 0.50% · 4.625%
HK$207,307
+HK$11,891/mo
Deposit HK$17.28M · loan HK$40.32M · min. income ≈ HK$390,832/mo (50% DSR)
Upfront cash ≈ HK$19.73M (deposit + AVD stamp duty HK$2,448,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,570
−HK$11,052/mo
▼ 0.25% · 3.875%
HK$210,057
−HK$5,565/mo
Today · 4.125%
HK$215,622
baseline
▲ 0.50% · 4.625%
HK$226,988
+HK$11,366/mo
Deposit HK$17.28M · loan HK$40.32M · min. income ≈ HK$431,244/mo (50% DSR)
Upfront cash ≈ HK$19.73M (deposit + AVD stamp duty HK$2,448,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,424
−HK$14,825/mo
▼ 0.25% · 3.875%
HK$243,778
−HK$7,471/mo
Today · 4.125%
HK$251,249
baseline
▲ 0.50% · 4.625%
HK$266,537
+HK$15,288/mo
Deposit HK$5.76M · loan HK$51.84M · min. income ≈ HK$502,498/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$2,448,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,019
−HK$14,210/mo
▼ 0.25% · 3.875%
HK$270,073
−HK$7,156/mo
Today · 4.125%
HK$277,229
baseline
▲ 0.50% · 4.625%
HK$291,842
+HK$14,613/mo
Deposit HK$5.76M · loan HK$51.84M · min. income ≈ HK$554,458/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$2,448,068 · Scale 2, in force from 26 Feb 2026)