LTV · monthly repayment
▼ 0.50% · 3.625%
HK$131,348
−HK$8,237/mo
▼ 0.25% · 3.875%
HK$135,434
−HK$4,151/mo
Today · 4.125%
HK$139,585
baseline
▲ 0.50% · 4.625%
HK$148,078
+HK$8,493/mo
Deposit HK$28.80M · loan HK$28.80M · min. income ≈ HK$279,170/mo (50% DSR)
Upfront cash ≈ HK$31.25M (deposit + AVD stamp duty HK$2,448,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,123
−HK$7,895/mo
▼ 0.25% · 3.875%
HK$150,042
−HK$3,976/mo
Today · 4.125%
HK$154,018
baseline
▲ 0.50% · 4.625%
HK$162,137
+HK$8,119/mo
Deposit HK$28.80M · loan HK$28.80M · min. income ≈ HK$308,036/mo (50% DSR)
Upfront cash ≈ HK$31.25M (deposit + AVD stamp duty HK$2,448,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,618
−HK$9,884/mo
▼ 0.25% · 3.875%
HK$162,521
−HK$4,981/mo
Today · 4.125%
HK$167,502
baseline
▲ 0.50% · 4.625%
HK$177,694
+HK$10,192/mo
Deposit HK$23.04M · loan HK$34.56M · min. income ≈ HK$335,004/mo (50% DSR)
Upfront cash ≈ HK$25.49M (deposit + AVD stamp duty HK$2,448,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,348
−HK$9,474/mo
▼ 0.25% · 3.875%
HK$180,051
−HK$4,771/mo
Today · 4.125%
HK$184,822
baseline
▲ 0.50% · 4.625%
HK$194,564
+HK$9,742/mo
Deposit HK$23.04M · loan HK$34.56M · min. income ≈ HK$369,644/mo (50% DSR)
Upfront cash ≈ HK$25.49M (deposit + AVD stamp duty HK$2,448,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,887
−HK$11,532/mo
▼ 0.25% · 3.875%
HK$189,607
−HK$5,812/mo
Today · 4.125%
HK$195,419
baseline
▲ 0.50% · 4.625%
HK$207,309
+HK$11,890/mo
Deposit HK$17.28M · loan HK$40.32M · min. income ≈ HK$390,838/mo (50% DSR)
Upfront cash ≈ HK$19.73M (deposit + AVD stamp duty HK$2,448,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,573
−HK$11,052/mo
▼ 0.25% · 3.875%
HK$210,059
−HK$5,566/mo
Today · 4.125%
HK$215,625
baseline
▲ 0.50% · 4.625%
HK$226,991
+HK$11,366/mo
Deposit HK$17.28M · loan HK$40.32M · min. income ≈ HK$431,250/mo (50% DSR)
Upfront cash ≈ HK$19.73M (deposit + AVD stamp duty HK$2,448,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,427
−HK$14,826/mo
▼ 0.25% · 3.875%
HK$243,781
−HK$7,472/mo
Today · 4.125%
HK$251,253
baseline
▲ 0.50% · 4.625%
HK$266,541
+HK$15,288/mo
Deposit HK$5.76M · loan HK$51.84M · min. income ≈ HK$502,506/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$2,448,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,022
−HK$14,210/mo
▼ 0.25% · 3.875%
HK$270,076
−HK$7,156/mo
Today · 4.125%
HK$277,232
baseline
▲ 0.50% · 4.625%
HK$291,846
+HK$14,614/mo
Deposit HK$5.76M · loan HK$51.84M · min. income ≈ HK$554,464/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$2,448,099 · Scale 2, in force from 26 Feb 2026)