LTV · monthly repayment
▼ 0.50% · 3.625%
HK$131,350
−HK$8,236/mo
▼ 0.25% · 3.875%
HK$135,435
−HK$4,151/mo
Today · 4.125%
HK$139,586
baseline
▲ 0.50% · 4.625%
HK$148,080
+HK$8,494/mo
Deposit HK$28.80M · loan HK$28.80M · min. income ≈ HK$279,172/mo (50% DSR)
Upfront cash ≈ HK$31.25M (deposit + AVD stamp duty HK$2,448,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,125
−HK$7,895/mo
▼ 0.25% · 3.875%
HK$150,044
−HK$3,976/mo
Today · 4.125%
HK$154,020
baseline
▲ 0.50% · 4.625%
HK$162,138
+HK$8,118/mo
Deposit HK$28.80M · loan HK$28.80M · min. income ≈ HK$308,040/mo (50% DSR)
Upfront cash ≈ HK$31.25M (deposit + AVD stamp duty HK$2,448,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,619
−HK$9,885/mo
▼ 0.25% · 3.875%
HK$162,522
−HK$4,982/mo
Today · 4.125%
HK$167,504
baseline
▲ 0.50% · 4.625%
HK$177,696
+HK$10,192/mo
Deposit HK$23.04M · loan HK$34.56M · min. income ≈ HK$335,008/mo (50% DSR)
Upfront cash ≈ HK$25.49M (deposit + AVD stamp duty HK$2,448,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,350
−HK$9,474/mo
▼ 0.25% · 3.875%
HK$180,053
−HK$4,771/mo
Today · 4.125%
HK$184,824
baseline
▲ 0.50% · 4.625%
HK$194,566
+HK$9,742/mo
Deposit HK$23.04M · loan HK$34.56M · min. income ≈ HK$369,648/mo (50% DSR)
Upfront cash ≈ HK$25.49M (deposit + AVD stamp duty HK$2,448,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,889
−HK$11,532/mo
▼ 0.25% · 3.875%
HK$189,609
−HK$5,812/mo
Today · 4.125%
HK$195,421
baseline
▲ 0.50% · 4.625%
HK$207,312
+HK$11,891/mo
Deposit HK$17.28M · loan HK$40.32M · min. income ≈ HK$390,842/mo (50% DSR)
Upfront cash ≈ HK$19.73M (deposit + AVD stamp duty HK$2,448,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,575
−HK$11,053/mo
▼ 0.25% · 3.875%
HK$210,062
−HK$5,566/mo
Today · 4.125%
HK$215,628
baseline
▲ 0.50% · 4.625%
HK$226,994
+HK$11,366/mo
Deposit HK$17.28M · loan HK$40.32M · min. income ≈ HK$431,256/mo (50% DSR)
Upfront cash ≈ HK$19.73M (deposit + AVD stamp duty HK$2,448,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,429
−HK$14,826/mo
▼ 0.25% · 3.875%
HK$243,783
−HK$7,472/mo
Today · 4.125%
HK$251,255
baseline
▲ 0.50% · 4.625%
HK$266,544
+HK$15,289/mo
Deposit HK$5.76M · loan HK$51.84M · min. income ≈ HK$502,510/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$2,448,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,025
−HK$14,211/mo
▼ 0.25% · 3.875%
HK$270,079
−HK$7,157/mo
Today · 4.125%
HK$277,236
baseline
▲ 0.50% · 4.625%
HK$291,849
+HK$14,613/mo
Deposit HK$5.76M · loan HK$51.84M · min. income ≈ HK$554,472/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$2,448,127 · Scale 2, in force from 26 Feb 2026)