LTV · monthly repayment
▼ 0.50% · 3.625%
HK$131,368
−HK$8,238/mo
▼ 0.25% · 3.875%
HK$135,454
−HK$4,152/mo
Today · 4.125%
HK$139,606
baseline
▲ 0.50% · 4.625%
HK$148,100
+HK$8,494/mo
Deposit HK$28.81M · loan HK$28.81M · min. income ≈ HK$279,212/mo (50% DSR)
Upfront cash ≈ HK$31.25M (deposit + AVD stamp duty HK$2,448,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,145
−HK$7,896/mo
▼ 0.25% · 3.875%
HK$150,065
−HK$3,976/mo
Today · 4.125%
HK$154,041
baseline
▲ 0.50% · 4.625%
HK$162,161
+HK$8,120/mo
Deposit HK$28.81M · loan HK$28.81M · min. income ≈ HK$308,082/mo (50% DSR)
Upfront cash ≈ HK$31.25M (deposit + AVD stamp duty HK$2,448,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,641
−HK$9,886/mo
▼ 0.25% · 3.875%
HK$162,545
−HK$4,982/mo
Today · 4.125%
HK$167,527
baseline
▲ 0.50% · 4.625%
HK$177,721
+HK$10,194/mo
Deposit HK$23.04M · loan HK$34.57M · min. income ≈ HK$335,054/mo (50% DSR)
Upfront cash ≈ HK$25.49M (deposit + AVD stamp duty HK$2,448,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,375
−HK$9,474/mo
▼ 0.25% · 3.875%
HK$180,078
−HK$4,771/mo
Today · 4.125%
HK$184,849
baseline
▲ 0.50% · 4.625%
HK$194,593
+HK$9,744/mo
Deposit HK$23.04M · loan HK$34.57M · min. income ≈ HK$369,698/mo (50% DSR)
Upfront cash ≈ HK$25.49M (deposit + AVD stamp duty HK$2,448,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,915
−HK$11,533/mo
▼ 0.25% · 3.875%
HK$189,636
−HK$5,812/mo
Today · 4.125%
HK$195,448
baseline
▲ 0.50% · 4.625%
HK$207,341
+HK$11,893/mo
Deposit HK$17.28M · loan HK$40.33M · min. income ≈ HK$390,896/mo (50% DSR)
Upfront cash ≈ HK$19.73M (deposit + AVD stamp duty HK$2,448,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,604
−HK$11,054/mo
▼ 0.25% · 3.875%
HK$210,091
−HK$5,567/mo
Today · 4.125%
HK$215,658
baseline
▲ 0.50% · 4.625%
HK$227,025
+HK$11,367/mo
Deposit HK$17.28M · loan HK$40.33M · min. income ≈ HK$431,316/mo (50% DSR)
Upfront cash ≈ HK$19.73M (deposit + AVD stamp duty HK$2,448,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,462
−HK$14,828/mo
▼ 0.25% · 3.875%
HK$243,817
−HK$7,473/mo
Today · 4.125%
HK$251,290
baseline
▲ 0.50% · 4.625%
HK$266,581
+HK$15,291/mo
Deposit HK$5.76M · loan HK$51.85M · min. income ≈ HK$502,580/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$2,448,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,062
−HK$14,212/mo
▼ 0.25% · 3.875%
HK$270,117
−HK$7,157/mo
Today · 4.125%
HK$277,274
baseline
▲ 0.50% · 4.625%
HK$291,890
+HK$14,616/mo
Deposit HK$5.76M · loan HK$51.85M · min. income ≈ HK$554,548/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$2,448,468 · Scale 2, in force from 26 Feb 2026)