LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,140
−HK$824/mo
▼ 0.25% · 3.875%
HK$13,549
−HK$415/mo
Today · 4.125%
HK$13,964
baseline
▲ 0.50% · 4.625%
HK$14,813
+HK$849/mo
Deposit HK$2.88M · loan HK$2.88M · min. income ≈ HK$27,928/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$129,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,618
−HK$790/mo
▼ 0.25% · 3.875%
HK$15,010
−HK$398/mo
Today · 4.125%
HK$15,408
baseline
▲ 0.50% · 4.625%
HK$16,220
+HK$812/mo
Deposit HK$2.88M · loan HK$2.88M · min. income ≈ HK$30,816/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$129,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,768
−HK$989/mo
▼ 0.25% · 3.875%
HK$16,258
−HK$499/mo
Today · 4.125%
HK$16,757
baseline
▲ 0.50% · 4.625%
HK$17,776
+HK$1,019/mo
Deposit HK$2.30M · loan HK$3.46M · min. income ≈ HK$33,514/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$129,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,541
−HK$948/mo
▼ 0.25% · 3.875%
HK$18,012
−HK$477/mo
Today · 4.125%
HK$18,489
baseline
▲ 0.50% · 4.625%
HK$19,464
+HK$975/mo
Deposit HK$2.30M · loan HK$3.46M · min. income ≈ HK$36,978/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$129,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,396
−HK$1,153/mo
▼ 0.25% · 3.875%
HK$18,968
−HK$581/mo
Today · 4.125%
HK$19,549
baseline
▲ 0.50% · 4.625%
HK$20,739
+HK$1,190/mo
Deposit HK$1.73M · loan HK$4.03M · min. income ≈ HK$39,098/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$129,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,465
−HK$1,106/mo
▼ 0.25% · 3.875%
HK$21,014
−HK$557/mo
Today · 4.125%
HK$21,571
baseline
▲ 0.50% · 4.625%
HK$22,708
+HK$1,137/mo
Deposit HK$1.73M · loan HK$4.03M · min. income ≈ HK$43,142/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$129,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,652
−HK$1,483/mo
▼ 0.25% · 3.875%
HK$24,387
−HK$748/mo
Today · 4.125%
HK$25,135
baseline
▲ 0.50% · 4.625%
HK$26,664
+HK$1,529/mo
Deposit HK$576K · loan HK$5.19M · min. income ≈ HK$50,270/mo (50% DSR)
Upfront cash ≈ HK$706K (deposit + AVD stamp duty HK$129,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,312
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$27,018
−HK$716/mo
Today · 4.125%
HK$27,734
baseline
▲ 0.50% · 4.625%
HK$29,196
+HK$1,462/mo
Deposit HK$576K · loan HK$5.19M · min. income ≈ HK$55,468/mo (50% DSR)
Upfront cash ≈ HK$706K (deposit + AVD stamp duty HK$129,655 · Scale 2, in force from 26 Feb 2026)