LTV · monthly repayment
▼ 0.50% · 3.625%
HK$131,406
−HK$8,240/mo
▼ 0.25% · 3.875%
HK$135,494
−HK$4,152/mo
Today · 4.125%
HK$139,646
baseline
▲ 0.50% · 4.625%
HK$148,144
+HK$8,498/mo
Deposit HK$28.81M · loan HK$28.81M · min. income ≈ HK$279,292/mo (50% DSR)
Upfront cash ≈ HK$31.26M (deposit + AVD stamp duty HK$2,449,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,188
−HK$7,898/mo
▼ 0.25% · 3.875%
HK$150,109
−HK$3,977/mo
Today · 4.125%
HK$154,086
baseline
▲ 0.50% · 4.625%
HK$162,208
+HK$8,122/mo
Deposit HK$28.81M · loan HK$28.81M · min. income ≈ HK$308,172/mo (50% DSR)
Upfront cash ≈ HK$31.26M (deposit + AVD stamp duty HK$2,449,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,687
−HK$9,889/mo
▼ 0.25% · 3.875%
HK$162,592
−HK$4,984/mo
Today · 4.125%
HK$167,576
baseline
▲ 0.50% · 4.625%
HK$177,772
+HK$10,196/mo
Deposit HK$23.05M · loan HK$34.58M · min. income ≈ HK$335,152/mo (50% DSR)
Upfront cash ≈ HK$25.50M (deposit + AVD stamp duty HK$2,449,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,426
−HK$9,477/mo
▼ 0.25% · 3.875%
HK$180,130
−HK$4,773/mo
Today · 4.125%
HK$184,903
baseline
▲ 0.50% · 4.625%
HK$194,650
+HK$9,747/mo
Deposit HK$23.05M · loan HK$34.58M · min. income ≈ HK$369,806/mo (50% DSR)
Upfront cash ≈ HK$25.50M (deposit + AVD stamp duty HK$2,449,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,969
−HK$11,536/mo
▼ 0.25% · 3.875%
HK$189,691
−HK$5,814/mo
Today · 4.125%
HK$195,505
baseline
▲ 0.50% · 4.625%
HK$207,401
+HK$11,896/mo
Deposit HK$17.29M · loan HK$40.34M · min. income ≈ HK$391,010/mo (50% DSR)
Upfront cash ≈ HK$19.74M (deposit + AVD stamp duty HK$2,449,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,663
−HK$11,057/mo
▼ 0.25% · 3.875%
HK$210,152
−HK$5,568/mo
Today · 4.125%
HK$215,720
baseline
▲ 0.50% · 4.625%
HK$227,091
+HK$11,371/mo
Deposit HK$17.29M · loan HK$40.34M · min. income ≈ HK$431,440/mo (50% DSR)
Upfront cash ≈ HK$19.74M (deposit + AVD stamp duty HK$2,449,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,531
−HK$14,833/mo
▼ 0.25% · 3.875%
HK$243,888
−HK$7,476/mo
Today · 4.125%
HK$251,364
baseline
▲ 0.50% · 4.625%
HK$266,658
+HK$15,294/mo
Deposit HK$5.76M · loan HK$51.86M · min. income ≈ HK$502,728/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$2,449,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,138
−HK$14,217/mo
▼ 0.25% · 3.875%
HK$270,196
−HK$7,159/mo
Today · 4.125%
HK$277,355
baseline
▲ 0.50% · 4.625%
HK$291,975
+HK$14,620/mo
Deposit HK$5.76M · loan HK$51.86M · min. income ≈ HK$554,710/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$2,449,180 · Scale 2, in force from 26 Feb 2026)