LTV · monthly repayment
▼ 0.50% · 3.625%
HK$131,411
−HK$8,241/mo
▼ 0.25% · 3.875%
HK$135,499
−HK$4,153/mo
Today · 4.125%
HK$139,652
baseline
▲ 0.50% · 4.625%
HK$148,149
+HK$8,497/mo
Deposit HK$28.81M · loan HK$28.81M · min. income ≈ HK$279,304/mo (50% DSR)
Upfront cash ≈ HK$31.26M (deposit + AVD stamp duty HK$2,449,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,194
−HK$7,898/mo
▼ 0.25% · 3.875%
HK$150,114
−HK$3,978/mo
Today · 4.125%
HK$154,092
baseline
▲ 0.50% · 4.625%
HK$162,214
+HK$8,122/mo
Deposit HK$28.81M · loan HK$28.81M · min. income ≈ HK$308,184/mo (50% DSR)
Upfront cash ≈ HK$31.26M (deposit + AVD stamp duty HK$2,449,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,693
−HK$9,889/mo
▼ 0.25% · 3.875%
HK$162,599
−HK$4,983/mo
Today · 4.125%
HK$167,582
baseline
▲ 0.50% · 4.625%
HK$177,779
+HK$10,197/mo
Deposit HK$23.05M · loan HK$34.58M · min. income ≈ HK$335,164/mo (50% DSR)
Upfront cash ≈ HK$25.50M (deposit + AVD stamp duty HK$2,449,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,432
−HK$9,478/mo
▼ 0.25% · 3.875%
HK$180,137
−HK$4,773/mo
Today · 4.125%
HK$184,910
baseline
▲ 0.50% · 4.625%
HK$194,657
+HK$9,747/mo
Deposit HK$23.05M · loan HK$34.58M · min. income ≈ HK$369,820/mo (50% DSR)
Upfront cash ≈ HK$25.50M (deposit + AVD stamp duty HK$2,449,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,976
−HK$11,536/mo
▼ 0.25% · 3.875%
HK$189,698
−HK$5,814/mo
Today · 4.125%
HK$195,512
baseline
▲ 0.50% · 4.625%
HK$207,409
+HK$11,897/mo
Deposit HK$17.29M · loan HK$40.34M · min. income ≈ HK$391,024/mo (50% DSR)
Upfront cash ≈ HK$19.74M (deposit + AVD stamp duty HK$2,449,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,671
−HK$11,058/mo
▼ 0.25% · 3.875%
HK$210,160
−HK$5,569/mo
Today · 4.125%
HK$215,729
baseline
▲ 0.50% · 4.625%
HK$227,100
+HK$11,371/mo
Deposit HK$17.29M · loan HK$40.34M · min. income ≈ HK$431,458/mo (50% DSR)
Upfront cash ≈ HK$19.74M (deposit + AVD stamp duty HK$2,449,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,540
−HK$14,833/mo
▼ 0.25% · 3.875%
HK$243,898
−HK$7,475/mo
Today · 4.125%
HK$251,373
baseline
▲ 0.50% · 4.625%
HK$266,669
+HK$15,296/mo
Deposit HK$5.76M · loan HK$51.87M · min. income ≈ HK$502,746/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$2,449,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,148
−HK$14,217/mo
▼ 0.25% · 3.875%
HK$270,206
−HK$7,159/mo
Today · 4.125%
HK$277,365
baseline
▲ 0.50% · 4.625%
HK$291,986
+HK$14,621/mo
Deposit HK$5.76M · loan HK$51.87M · min. income ≈ HK$554,730/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$2,449,274 · Scale 2, in force from 26 Feb 2026)