LTV · monthly repayment
▼ 0.50% · 3.625%
HK$131,416
−HK$8,241/mo
▼ 0.25% · 3.875%
HK$135,504
−HK$4,153/mo
Today · 4.125%
HK$139,657
baseline
▲ 0.50% · 4.625%
HK$148,155
+HK$8,498/mo
Deposit HK$28.82M · loan HK$28.82M · min. income ≈ HK$279,314/mo (50% DSR)
Upfront cash ≈ HK$31.27M (deposit + AVD stamp duty HK$2,449,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,199
−HK$7,899/mo
▼ 0.25% · 3.875%
HK$150,120
−HK$3,978/mo
Today · 4.125%
HK$154,098
baseline
▲ 0.50% · 4.625%
HK$162,221
+HK$8,123/mo
Deposit HK$28.82M · loan HK$28.82M · min. income ≈ HK$308,196/mo (50% DSR)
Upfront cash ≈ HK$31.27M (deposit + AVD stamp duty HK$2,449,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,699
−HK$9,889/mo
▼ 0.25% · 3.875%
HK$162,605
−HK$4,983/mo
Today · 4.125%
HK$167,588
baseline
▲ 0.50% · 4.625%
HK$177,786
+HK$10,198/mo
Deposit HK$23.05M · loan HK$34.58M · min. income ≈ HK$335,176/mo (50% DSR)
Upfront cash ≈ HK$25.50M (deposit + AVD stamp duty HK$2,449,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,439
−HK$9,478/mo
▼ 0.25% · 3.875%
HK$180,144
−HK$4,773/mo
Today · 4.125%
HK$184,917
baseline
▲ 0.50% · 4.625%
HK$194,665
+HK$9,748/mo
Deposit HK$23.05M · loan HK$34.58M · min. income ≈ HK$369,834/mo (50% DSR)
Upfront cash ≈ HK$25.50M (deposit + AVD stamp duty HK$2,449,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,983
−HK$11,537/mo
▼ 0.25% · 3.875%
HK$189,705
−HK$5,815/mo
Today · 4.125%
HK$195,520
baseline
▲ 0.50% · 4.625%
HK$207,417
+HK$11,897/mo
Deposit HK$17.29M · loan HK$40.34M · min. income ≈ HK$391,040/mo (50% DSR)
Upfront cash ≈ HK$19.74M (deposit + AVD stamp duty HK$2,449,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,679
−HK$11,058/mo
▼ 0.25% · 3.875%
HK$210,168
−HK$5,569/mo
Today · 4.125%
HK$215,737
baseline
▲ 0.50% · 4.625%
HK$227,109
+HK$11,372/mo
Deposit HK$17.29M · loan HK$40.34M · min. income ≈ HK$431,474/mo (50% DSR)
Upfront cash ≈ HK$19.74M (deposit + AVD stamp duty HK$2,449,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,549
−HK$14,834/mo
▼ 0.25% · 3.875%
HK$243,907
−HK$7,476/mo
Today · 4.125%
HK$251,383
baseline
▲ 0.50% · 4.625%
HK$266,679
+HK$15,296/mo
Deposit HK$5.76M · loan HK$51.87M · min. income ≈ HK$502,766/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$2,449,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,158
−HK$14,218/mo
▼ 0.25% · 3.875%
HK$270,216
−HK$7,160/mo
Today · 4.125%
HK$277,376
baseline
▲ 0.50% · 4.625%
HK$291,997
+HK$14,621/mo
Deposit HK$5.76M · loan HK$51.87M · min. income ≈ HK$554,752/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$2,449,368 · Scale 2, in force from 26 Feb 2026)