LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,144
−HK$824/mo
▼ 0.25% · 3.875%
HK$13,553
−HK$415/mo
Today · 4.125%
HK$13,968
baseline
▲ 0.50% · 4.625%
HK$14,818
+HK$850/mo
Deposit HK$2.88M · loan HK$2.88M · min. income ≈ HK$27,936/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$129,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,622
−HK$791/mo
▼ 0.25% · 3.875%
HK$15,015
−HK$398/mo
Today · 4.125%
HK$15,413
baseline
▲ 0.50% · 4.625%
HK$16,225
+HK$812/mo
Deposit HK$2.88M · loan HK$2.88M · min. income ≈ HK$30,826/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$129,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,773
−HK$989/mo
▼ 0.25% · 3.875%
HK$16,263
−HK$499/mo
Today · 4.125%
HK$16,762
baseline
▲ 0.50% · 4.625%
HK$17,782
+HK$1,020/mo
Deposit HK$2.31M · loan HK$3.46M · min. income ≈ HK$33,524/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$129,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,547
−HK$948/mo
▼ 0.25% · 3.875%
HK$18,018
−HK$477/mo
Today · 4.125%
HK$18,495
baseline
▲ 0.50% · 4.625%
HK$19,470
+HK$975/mo
Deposit HK$2.31M · loan HK$3.46M · min. income ≈ HK$36,990/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$129,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,402
−HK$1,153/mo
▼ 0.25% · 3.875%
HK$18,974
−HK$581/mo
Today · 4.125%
HK$19,555
baseline
▲ 0.50% · 4.625%
HK$20,745
+HK$1,190/mo
Deposit HK$1.73M · loan HK$4.03M · min. income ≈ HK$39,110/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$129,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,471
−HK$1,107/mo
▼ 0.25% · 3.875%
HK$21,021
−HK$557/mo
Today · 4.125%
HK$21,578
baseline
▲ 0.50% · 4.625%
HK$22,715
+HK$1,137/mo
Deposit HK$1.73M · loan HK$4.03M · min. income ≈ HK$43,156/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$129,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,659
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$24,395
−HK$748/mo
Today · 4.125%
HK$25,143
baseline
▲ 0.50% · 4.625%
HK$26,673
+HK$1,530/mo
Deposit HK$576K · loan HK$5.19M · min. income ≈ HK$50,286/mo (50% DSR)
Upfront cash ≈ HK$706K (deposit + AVD stamp duty HK$129,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,320
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$27,026
−HK$717/mo
Today · 4.125%
HK$27,743
baseline
▲ 0.50% · 4.625%
HK$29,205
+HK$1,462/mo
Deposit HK$576K · loan HK$5.19M · min. income ≈ HK$55,486/mo (50% DSR)
Upfront cash ≈ HK$706K (deposit + AVD stamp duty HK$129,696 · Scale 2, in force from 26 Feb 2026)