LTV · monthly repayment
▼ 0.50% · 3.625%
HK$131,443
−HK$8,243/mo
▼ 0.25% · 3.875%
HK$135,532
−HK$4,154/mo
Today · 4.125%
HK$139,686
baseline
▲ 0.50% · 4.625%
HK$148,186
+HK$8,500/mo
Deposit HK$28.82M · loan HK$28.82M · min. income ≈ HK$279,372/mo (50% DSR)
Upfront cash ≈ HK$31.27M (deposit + AVD stamp duty HK$2,449,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,229
−HK$7,901/mo
▼ 0.25% · 3.875%
HK$150,151
−HK$3,979/mo
Today · 4.125%
HK$154,130
baseline
▲ 0.50% · 4.625%
HK$162,254
+HK$8,124/mo
Deposit HK$28.82M · loan HK$28.82M · min. income ≈ HK$308,260/mo (50% DSR)
Upfront cash ≈ HK$31.27M (deposit + AVD stamp duty HK$2,449,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,732
−HK$9,891/mo
▼ 0.25% · 3.875%
HK$162,638
−HK$4,985/mo
Today · 4.125%
HK$167,623
baseline
▲ 0.50% · 4.625%
HK$177,823
+HK$10,200/mo
Deposit HK$23.06M · loan HK$34.59M · min. income ≈ HK$335,246/mo (50% DSR)
Upfront cash ≈ HK$25.51M (deposit + AVD stamp duty HK$2,449,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,475
−HK$9,481/mo
▼ 0.25% · 3.875%
HK$180,182
−HK$4,774/mo
Today · 4.125%
HK$184,956
baseline
▲ 0.50% · 4.625%
HK$194,705
+HK$9,749/mo
Deposit HK$23.06M · loan HK$34.59M · min. income ≈ HK$369,912/mo (50% DSR)
Upfront cash ≈ HK$25.51M (deposit + AVD stamp duty HK$2,449,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,021
−HK$11,540/mo
▼ 0.25% · 3.875%
HK$189,745
−HK$5,816/mo
Today · 4.125%
HK$195,561
baseline
▲ 0.50% · 4.625%
HK$207,460
+HK$11,899/mo
Deposit HK$17.29M · loan HK$40.35M · min. income ≈ HK$391,122/mo (50% DSR)
Upfront cash ≈ HK$19.74M (deposit + AVD stamp duty HK$2,449,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,721
−HK$11,061/mo
▼ 0.25% · 3.875%
HK$210,212
−HK$5,570/mo
Today · 4.125%
HK$215,782
baseline
▲ 0.50% · 4.625%
HK$227,156
+HK$11,374/mo
Deposit HK$17.29M · loan HK$40.35M · min. income ≈ HK$431,564/mo (50% DSR)
Upfront cash ≈ HK$19.74M (deposit + AVD stamp duty HK$2,449,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,598
−HK$14,837/mo
▼ 0.25% · 3.875%
HK$243,958
−HK$7,477/mo
Today · 4.125%
HK$251,435
baseline
▲ 0.50% · 4.625%
HK$266,734
+HK$15,299/mo
Deposit HK$5.76M · loan HK$51.88M · min. income ≈ HK$502,870/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$2,449,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,213
−HK$14,221/mo
▼ 0.25% · 3.875%
HK$270,272
−HK$7,162/mo
Today · 4.125%
HK$277,434
baseline
▲ 0.50% · 4.625%
HK$292,058
+HK$14,624/mo
Deposit HK$5.76M · loan HK$51.88M · min. income ≈ HK$554,868/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$2,449,876 · Scale 2, in force from 26 Feb 2026)