LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,147
−HK$825/mo
▼ 0.25% · 3.875%
HK$13,556
−HK$416/mo
Today · 4.125%
HK$13,972
baseline
▲ 0.50% · 4.625%
HK$14,822
+HK$850/mo
Deposit HK$2.88M · loan HK$2.88M · min. income ≈ HK$27,944/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$129,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,626
−HK$790/mo
▼ 0.25% · 3.875%
HK$15,018
−HK$398/mo
Today · 4.125%
HK$15,416
baseline
▲ 0.50% · 4.625%
HK$16,229
+HK$813/mo
Deposit HK$2.88M · loan HK$2.88M · min. income ≈ HK$30,832/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$129,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,777
−HK$989/mo
▼ 0.25% · 3.875%
HK$16,267
−HK$499/mo
Today · 4.125%
HK$16,766
baseline
▲ 0.50% · 4.625%
HK$17,786
+HK$1,020/mo
Deposit HK$2.31M · loan HK$3.46M · min. income ≈ HK$33,532/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$129,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,551
−HK$949/mo
▼ 0.25% · 3.875%
HK$18,022
−HK$478/mo
Today · 4.125%
HK$18,500
baseline
▲ 0.50% · 4.625%
HK$19,475
+HK$975/mo
Deposit HK$2.31M · loan HK$3.46M · min. income ≈ HK$37,000/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$129,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,406
−HK$1,154/mo
▼ 0.25% · 3.875%
HK$18,979
−HK$581/mo
Today · 4.125%
HK$19,560
baseline
▲ 0.50% · 4.625%
HK$20,750
+HK$1,190/mo
Deposit HK$1.73M · loan HK$4.04M · min. income ≈ HK$39,120/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$129,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,477
−HK$1,106/mo
▼ 0.25% · 3.875%
HK$21,026
−HK$557/mo
Today · 4.125%
HK$21,583
baseline
▲ 0.50% · 4.625%
HK$22,720
+HK$1,137/mo
Deposit HK$1.73M · loan HK$4.04M · min. income ≈ HK$43,166/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$129,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,665
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$24,401
−HK$748/mo
Today · 4.125%
HK$25,149
baseline
▲ 0.50% · 4.625%
HK$26,679
+HK$1,530/mo
Deposit HK$577K · loan HK$5.19M · min. income ≈ HK$50,298/mo (50% DSR)
Upfront cash ≈ HK$706K (deposit + AVD stamp duty HK$129,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,327
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$27,033
−HK$716/mo
Today · 4.125%
HK$27,749
baseline
▲ 0.50% · 4.625%
HK$29,212
+HK$1,463/mo
Deposit HK$577K · loan HK$5.19M · min. income ≈ HK$55,498/mo (50% DSR)
Upfront cash ≈ HK$706K (deposit + AVD stamp duty HK$129,728 · Scale 2, in force from 26 Feb 2026)