LTV · monthly repayment
▼ 0.50% · 3.625%
HK$131,476
−HK$8,245/mo
▼ 0.25% · 3.875%
HK$135,566
−HK$4,155/mo
Today · 4.125%
HK$139,721
baseline
▲ 0.50% · 4.625%
HK$148,222
+HK$8,501/mo
Deposit HK$28.83M · loan HK$28.83M · min. income ≈ HK$279,442/mo (50% DSR)
Upfront cash ≈ HK$31.28M (deposit + AVD stamp duty HK$2,450,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,266
−HK$7,902/mo
▼ 0.25% · 3.875%
HK$150,188
−HK$3,980/mo
Today · 4.125%
HK$154,168
baseline
▲ 0.50% · 4.625%
HK$162,294
+HK$8,126/mo
Deposit HK$28.83M · loan HK$28.83M · min. income ≈ HK$308,336/mo (50% DSR)
Upfront cash ≈ HK$31.28M (deposit + AVD stamp duty HK$2,450,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,771
−HK$9,894/mo
▼ 0.25% · 3.875%
HK$162,679
−HK$4,986/mo
Today · 4.125%
HK$167,665
baseline
▲ 0.50% · 4.625%
HK$177,867
+HK$10,202/mo
Deposit HK$23.06M · loan HK$34.60M · min. income ≈ HK$335,330/mo (50% DSR)
Upfront cash ≈ HK$25.51M (deposit + AVD stamp duty HK$2,450,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,519
−HK$9,482/mo
▼ 0.25% · 3.875%
HK$180,226
−HK$4,775/mo
Today · 4.125%
HK$185,001
baseline
▲ 0.50% · 4.625%
HK$194,753
+HK$9,752/mo
Deposit HK$23.06M · loan HK$34.60M · min. income ≈ HK$370,002/mo (50% DSR)
Upfront cash ≈ HK$25.51M (deposit + AVD stamp duty HK$2,450,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,066
−HK$11,543/mo
▼ 0.25% · 3.875%
HK$189,792
−HK$5,817/mo
Today · 4.125%
HK$195,609
baseline
▲ 0.50% · 4.625%
HK$207,511
+HK$11,902/mo
Deposit HK$17.30M · loan HK$40.36M · min. income ≈ HK$391,218/mo (50% DSR)
Upfront cash ≈ HK$19.75M (deposit + AVD stamp duty HK$2,450,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,772
−HK$11,063/mo
▼ 0.25% · 3.875%
HK$210,264
−HK$5,571/mo
Today · 4.125%
HK$215,835
baseline
▲ 0.50% · 4.625%
HK$227,212
+HK$11,377/mo
Deposit HK$17.30M · loan HK$40.36M · min. income ≈ HK$431,670/mo (50% DSR)
Upfront cash ≈ HK$19.75M (deposit + AVD stamp duty HK$2,450,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,657
−HK$14,840/mo
▼ 0.25% · 3.875%
HK$244,018
−HK$7,479/mo
Today · 4.125%
HK$251,497
baseline
▲ 0.50% · 4.625%
HK$266,800
+HK$15,303/mo
Deposit HK$5.77M · loan HK$51.89M · min. income ≈ HK$502,994/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$2,450,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,278
−HK$14,224/mo
▼ 0.25% · 3.875%
HK$270,339
−HK$7,163/mo
Today · 4.125%
HK$277,502
baseline
▲ 0.50% · 4.625%
HK$292,130
+HK$14,628/mo
Deposit HK$5.77M · loan HK$51.89M · min. income ≈ HK$555,004/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$2,450,481 · Scale 2, in force from 26 Feb 2026)