LTV · monthly repayment
▼ 0.50% · 3.625%
HK$131,493
−HK$8,246/mo
▼ 0.25% · 3.875%
HK$135,584
−HK$4,155/mo
Today · 4.125%
HK$139,739
baseline
▲ 0.50% · 4.625%
HK$148,242
+HK$8,503/mo
Deposit HK$28.83M · loan HK$28.83M · min. income ≈ HK$279,478/mo (50% DSR)
Upfront cash ≈ HK$31.28M (deposit + AVD stamp duty HK$2,450,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,285
−HK$7,903/mo
▼ 0.25% · 3.875%
HK$150,208
−HK$3,980/mo
Today · 4.125%
HK$154,188
baseline
▲ 0.50% · 4.625%
HK$162,316
+HK$8,128/mo
Deposit HK$28.83M · loan HK$28.83M · min. income ≈ HK$308,376/mo (50% DSR)
Upfront cash ≈ HK$31.28M (deposit + AVD stamp duty HK$2,450,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,792
−HK$9,895/mo
▼ 0.25% · 3.875%
HK$162,700
−HK$4,987/mo
Today · 4.125%
HK$167,687
baseline
▲ 0.50% · 4.625%
HK$177,890
+HK$10,203/mo
Deposit HK$23.07M · loan HK$34.60M · min. income ≈ HK$335,374/mo (50% DSR)
Upfront cash ≈ HK$25.52M (deposit + AVD stamp duty HK$2,450,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,542
−HK$9,484/mo
▼ 0.25% · 3.875%
HK$180,250
−HK$4,776/mo
Today · 4.125%
HK$185,026
baseline
▲ 0.50% · 4.625%
HK$194,779
+HK$9,753/mo
Deposit HK$23.07M · loan HK$34.60M · min. income ≈ HK$370,052/mo (50% DSR)
Upfront cash ≈ HK$25.52M (deposit + AVD stamp duty HK$2,450,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,091
−HK$11,544/mo
▼ 0.25% · 3.875%
HK$189,817
−HK$5,818/mo
Today · 4.125%
HK$195,635
baseline
▲ 0.50% · 4.625%
HK$207,539
+HK$11,904/mo
Deposit HK$17.30M · loan HK$40.37M · min. income ≈ HK$391,270/mo (50% DSR)
Upfront cash ≈ HK$19.75M (deposit + AVD stamp duty HK$2,450,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,799
−HK$11,065/mo
▼ 0.25% · 3.875%
HK$210,292
−HK$5,572/mo
Today · 4.125%
HK$215,864
baseline
▲ 0.50% · 4.625%
HK$227,242
+HK$11,378/mo
Deposit HK$17.30M · loan HK$40.37M · min. income ≈ HK$431,728/mo (50% DSR)
Upfront cash ≈ HK$19.75M (deposit + AVD stamp duty HK$2,450,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,688
−HK$14,842/mo
▼ 0.25% · 3.875%
HK$244,050
−HK$7,480/mo
Today · 4.125%
HK$251,530
baseline
▲ 0.50% · 4.625%
HK$266,835
+HK$15,305/mo
Deposit HK$5.77M · loan HK$51.90M · min. income ≈ HK$503,060/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$2,450,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,313
−HK$14,226/mo
▼ 0.25% · 3.875%
HK$270,375
−HK$7,164/mo
Today · 4.125%
HK$277,539
baseline
▲ 0.50% · 4.625%
HK$292,168
+HK$14,629/mo
Deposit HK$5.77M · loan HK$51.90M · min. income ≈ HK$555,078/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$2,450,807 · Scale 2, in force from 26 Feb 2026)