LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,151
−HK$825/mo
▼ 0.25% · 3.875%
HK$13,560
−HK$416/mo
Today · 4.125%
HK$13,976
baseline
▲ 0.50% · 4.625%
HK$14,826
+HK$850/mo
Deposit HK$2.88M · loan HK$2.88M · min. income ≈ HK$27,952/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$129,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,631
−HK$790/mo
▼ 0.25% · 3.875%
HK$15,023
−HK$398/mo
Today · 4.125%
HK$15,421
baseline
▲ 0.50% · 4.625%
HK$16,234
+HK$813/mo
Deposit HK$2.88M · loan HK$2.88M · min. income ≈ HK$30,842/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$129,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,782
−HK$989/mo
▼ 0.25% · 3.875%
HK$16,272
−HK$499/mo
Today · 4.125%
HK$16,771
baseline
▲ 0.50% · 4.625%
HK$17,792
+HK$1,021/mo
Deposit HK$2.31M · loan HK$3.46M · min. income ≈ HK$33,542/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$129,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,557
−HK$948/mo
▼ 0.25% · 3.875%
HK$18,028
−HK$477/mo
Today · 4.125%
HK$18,505
baseline
▲ 0.50% · 4.625%
HK$19,481
+HK$976/mo
Deposit HK$2.31M · loan HK$3.46M · min. income ≈ HK$37,010/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$129,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,412
−HK$1,154/mo
▼ 0.25% · 3.875%
HK$18,985
−HK$581/mo
Today · 4.125%
HK$19,566
baseline
▲ 0.50% · 4.625%
HK$20,757
+HK$1,191/mo
Deposit HK$1.73M · loan HK$4.04M · min. income ≈ HK$39,132/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$129,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,483
−HK$1,107/mo
▼ 0.25% · 3.875%
HK$21,032
−HK$558/mo
Today · 4.125%
HK$21,590
baseline
▲ 0.50% · 4.625%
HK$22,728
+HK$1,138/mo
Deposit HK$1.73M · loan HK$4.04M · min. income ≈ HK$43,180/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$129,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,672
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$24,409
−HK$748/mo
Today · 4.125%
HK$25,157
baseline
▲ 0.50% · 4.625%
HK$26,688
+HK$1,531/mo
Deposit HK$577K · loan HK$5.19M · min. income ≈ HK$50,314/mo (50% DSR)
Upfront cash ≈ HK$707K (deposit + AVD stamp duty HK$129,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,335
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$27,042
−HK$716/mo
Today · 4.125%
HK$27,758
baseline
▲ 0.50% · 4.625%
HK$29,221
+HK$1,463/mo
Deposit HK$577K · loan HK$5.19M · min. income ≈ HK$55,516/mo (50% DSR)
Upfront cash ≈ HK$707K (deposit + AVD stamp duty HK$129,769 · Scale 2, in force from 26 Feb 2026)