LTV · monthly repayment
▼ 0.50% · 3.625%
HK$131,518
−HK$8,247/mo
▼ 0.25% · 3.875%
HK$135,609
−HK$4,156/mo
Today · 4.125%
HK$139,765
baseline
▲ 0.50% · 4.625%
HK$148,270
+HK$8,505/mo
Deposit HK$28.84M · loan HK$28.84M · min. income ≈ HK$279,530/mo (50% DSR)
Upfront cash ≈ HK$31.29M (deposit + AVD stamp duty HK$2,451,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,313
−HK$7,904/mo
▼ 0.25% · 3.875%
HK$150,237
−HK$3,980/mo
Today · 4.125%
HK$154,217
baseline
▲ 0.50% · 4.625%
HK$162,346
+HK$8,129/mo
Deposit HK$28.84M · loan HK$28.84M · min. income ≈ HK$308,434/mo (50% DSR)
Upfront cash ≈ HK$31.29M (deposit + AVD stamp duty HK$2,451,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,822
−HK$9,897/mo
▼ 0.25% · 3.875%
HK$162,731
−HK$4,988/mo
Today · 4.125%
HK$167,719
baseline
▲ 0.50% · 4.625%
HK$177,924
+HK$10,205/mo
Deposit HK$23.07M · loan HK$34.61M · min. income ≈ HK$335,438/mo (50% DSR)
Upfront cash ≈ HK$25.52M (deposit + AVD stamp duty HK$2,451,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,575
−HK$9,486/mo
▼ 0.25% · 3.875%
HK$180,284
−HK$4,777/mo
Today · 4.125%
HK$185,061
baseline
▲ 0.50% · 4.625%
HK$194,816
+HK$9,755/mo
Deposit HK$23.07M · loan HK$34.61M · min. income ≈ HK$370,122/mo (50% DSR)
Upfront cash ≈ HK$25.52M (deposit + AVD stamp duty HK$2,451,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,125
−HK$11,547/mo
▼ 0.25% · 3.875%
HK$189,853
−HK$5,819/mo
Today · 4.125%
HK$195,672
baseline
▲ 0.50% · 4.625%
HK$207,578
+HK$11,906/mo
Deposit HK$17.30M · loan HK$40.37M · min. income ≈ HK$391,344/mo (50% DSR)
Upfront cash ≈ HK$19.75M (deposit + AVD stamp duty HK$2,451,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,838
−HK$11,066/mo
▼ 0.25% · 3.875%
HK$210,331
−HK$5,573/mo
Today · 4.125%
HK$215,904
baseline
▲ 0.50% · 4.625%
HK$227,285
+HK$11,381/mo
Deposit HK$17.30M · loan HK$40.37M · min. income ≈ HK$431,808/mo (50% DSR)
Upfront cash ≈ HK$19.75M (deposit + AVD stamp duty HK$2,451,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,733
−HK$14,845/mo
▼ 0.25% · 3.875%
HK$244,096
−HK$7,482/mo
Today · 4.125%
HK$251,578
baseline
▲ 0.50% · 4.625%
HK$266,886
+HK$15,308/mo
Deposit HK$5.77M · loan HK$51.91M · min. income ≈ HK$503,156/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$2,451,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,363
−HK$14,228/mo
▼ 0.25% · 3.875%
HK$270,426
−HK$7,165/mo
Today · 4.125%
HK$277,591
baseline
▲ 0.50% · 4.625%
HK$292,224
+HK$14,633/mo
Deposit HK$5.77M · loan HK$51.91M · min. income ≈ HK$555,182/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$2,451,269 · Scale 2, in force from 26 Feb 2026)