LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,156
−HK$825/mo
▼ 0.25% · 3.875%
HK$13,565
−HK$416/mo
Today · 4.125%
HK$13,981
baseline
▲ 0.50% · 4.625%
HK$14,832
+HK$851/mo
Deposit HK$2.88M · loan HK$2.88M · min. income ≈ HK$27,962/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$129,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,636
−HK$791/mo
▼ 0.25% · 3.875%
HK$15,029
−HK$398/mo
Today · 4.125%
HK$15,427
baseline
▲ 0.50% · 4.625%
HK$16,240
+HK$813/mo
Deposit HK$2.88M · loan HK$2.88M · min. income ≈ HK$30,854/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$129,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,788
−HK$990/mo
▼ 0.25% · 3.875%
HK$16,279
−HK$499/mo
Today · 4.125%
HK$16,778
baseline
▲ 0.50% · 4.625%
HK$17,798
+HK$1,020/mo
Deposit HK$2.31M · loan HK$3.46M · min. income ≈ HK$33,556/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$129,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,563
−HK$949/mo
▼ 0.25% · 3.875%
HK$18,034
−HK$478/mo
Today · 4.125%
HK$18,512
baseline
▲ 0.50% · 4.625%
HK$19,488
+HK$976/mo
Deposit HK$2.31M · loan HK$3.46M · min. income ≈ HK$37,024/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$129,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,419
−HK$1,155/mo
▼ 0.25% · 3.875%
HK$18,992
−HK$582/mo
Today · 4.125%
HK$19,574
baseline
▲ 0.50% · 4.625%
HK$20,765
+HK$1,191/mo
Deposit HK$1.73M · loan HK$4.04M · min. income ≈ HK$39,148/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$129,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,491
−HK$1,107/mo
▼ 0.25% · 3.875%
HK$21,040
−HK$558/mo
Today · 4.125%
HK$21,598
baseline
▲ 0.50% · 4.625%
HK$22,736
+HK$1,138/mo
Deposit HK$1.73M · loan HK$4.04M · min. income ≈ HK$43,196/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$129,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,681
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$24,418
−HK$748/mo
Today · 4.125%
HK$25,166
baseline
▲ 0.50% · 4.625%
HK$26,698
+HK$1,532/mo
Deposit HK$577K · loan HK$5.19M · min. income ≈ HK$50,332/mo (50% DSR)
Upfront cash ≈ HK$707K (deposit + AVD stamp duty HK$129,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,345
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$27,052
−HK$717/mo
Today · 4.125%
HK$27,769
baseline
▲ 0.50% · 4.625%
HK$29,232
+HK$1,463/mo
Deposit HK$577K · loan HK$5.19M · min. income ≈ HK$55,538/mo (50% DSR)
Upfront cash ≈ HK$707K (deposit + AVD stamp duty HK$129,817 · Scale 2, in force from 26 Feb 2026)