LTV · monthly repayment
▼ 0.50% · 3.625%
HK$131,576
−HK$8,251/mo
▼ 0.25% · 3.875%
HK$135,669
−HK$4,158/mo
Today · 4.125%
HK$139,827
baseline
▲ 0.50% · 4.625%
HK$148,335
+HK$8,508/mo
Deposit HK$28.85M · loan HK$28.85M · min. income ≈ HK$279,654/mo (50% DSR)
Upfront cash ≈ HK$31.30M (deposit + AVD stamp duty HK$2,452,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,377
−HK$7,908/mo
▼ 0.25% · 3.875%
HK$150,302
−HK$3,983/mo
Today · 4.125%
HK$154,285
baseline
▲ 0.50% · 4.625%
HK$162,418
+HK$8,133/mo
Deposit HK$28.85M · loan HK$28.85M · min. income ≈ HK$308,570/mo (50% DSR)
Upfront cash ≈ HK$31.30M (deposit + AVD stamp duty HK$2,452,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,891
−HK$9,901/mo
▼ 0.25% · 3.875%
HK$162,802
−HK$4,990/mo
Today · 4.125%
HK$167,792
baseline
▲ 0.50% · 4.625%
HK$178,002
+HK$10,210/mo
Deposit HK$23.08M · loan HK$34.62M · min. income ≈ HK$335,584/mo (50% DSR)
Upfront cash ≈ HK$25.53M (deposit + AVD stamp duty HK$2,452,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,652
−HK$9,490/mo
▼ 0.25% · 3.875%
HK$180,363
−HK$4,779/mo
Today · 4.125%
HK$185,142
baseline
▲ 0.50% · 4.625%
HK$194,901
+HK$9,759/mo
Deposit HK$23.08M · loan HK$34.62M · min. income ≈ HK$370,284/mo (50% DSR)
Upfront cash ≈ HK$25.53M (deposit + AVD stamp duty HK$2,452,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,206
−HK$11,551/mo
▼ 0.25% · 3.875%
HK$189,936
−HK$5,821/mo
Today · 4.125%
HK$195,757
baseline
▲ 0.50% · 4.625%
HK$207,669
+HK$11,912/mo
Deposit HK$17.31M · loan HK$40.39M · min. income ≈ HK$391,514/mo (50% DSR)
Upfront cash ≈ HK$19.76M (deposit + AVD stamp duty HK$2,452,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,927
−HK$11,072/mo
▼ 0.25% · 3.875%
HK$210,423
−HK$5,576/mo
Today · 4.125%
HK$215,999
baseline
▲ 0.50% · 4.625%
HK$227,385
+HK$11,386/mo
Deposit HK$17.31M · loan HK$40.39M · min. income ≈ HK$431,998/mo (50% DSR)
Upfront cash ≈ HK$19.76M (deposit + AVD stamp duty HK$2,452,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,836
−HK$14,852/mo
▼ 0.25% · 3.875%
HK$244,203
−HK$7,485/mo
Today · 4.125%
HK$251,688
baseline
▲ 0.50% · 4.625%
HK$267,003
+HK$15,315/mo
Deposit HK$5.77M · loan HK$51.93M · min. income ≈ HK$503,376/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$2,452,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,478
−HK$14,235/mo
▼ 0.25% · 3.875%
HK$270,544
−HK$7,169/mo
Today · 4.125%
HK$277,713
baseline
▲ 0.50% · 4.625%
HK$292,352
+HK$14,639/mo
Deposit HK$5.77M · loan HK$51.93M · min. income ≈ HK$555,426/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$2,452,343 · Scale 2, in force from 26 Feb 2026)