LTV · monthly repayment
▼ 0.50% · 3.625%
HK$131,577
−HK$8,251/mo
▼ 0.25% · 3.875%
HK$135,670
−HK$4,158/mo
Today · 4.125%
HK$139,828
baseline
▲ 0.50% · 4.625%
HK$148,336
+HK$8,508/mo
Deposit HK$28.85M · loan HK$28.85M · min. income ≈ HK$279,656/mo (50% DSR)
Upfront cash ≈ HK$31.30M (deposit + AVD stamp duty HK$2,452,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,378
−HK$7,908/mo
▼ 0.25% · 3.875%
HK$150,304
−HK$3,982/mo
Today · 4.125%
HK$154,286
baseline
▲ 0.50% · 4.625%
HK$162,419
+HK$8,133/mo
Deposit HK$28.85M · loan HK$28.85M · min. income ≈ HK$308,572/mo (50% DSR)
Upfront cash ≈ HK$31.30M (deposit + AVD stamp duty HK$2,452,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,892
−HK$9,902/mo
▼ 0.25% · 3.875%
HK$162,804
−HK$4,990/mo
Today · 4.125%
HK$167,794
baseline
▲ 0.50% · 4.625%
HK$178,003
+HK$10,209/mo
Deposit HK$23.08M · loan HK$34.62M · min. income ≈ HK$335,588/mo (50% DSR)
Upfront cash ≈ HK$25.53M (deposit + AVD stamp duty HK$2,452,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,654
−HK$9,490/mo
▼ 0.25% · 3.875%
HK$180,365
−HK$4,779/mo
Today · 4.125%
HK$185,144
baseline
▲ 0.50% · 4.625%
HK$194,903
+HK$9,759/mo
Deposit HK$23.08M · loan HK$34.62M · min. income ≈ HK$370,288/mo (50% DSR)
Upfront cash ≈ HK$25.53M (deposit + AVD stamp duty HK$2,452,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,208
−HK$11,551/mo
▼ 0.25% · 3.875%
HK$189,938
−HK$5,821/mo
Today · 4.125%
HK$195,759
baseline
▲ 0.50% · 4.625%
HK$207,671
+HK$11,912/mo
Deposit HK$17.31M · loan HK$40.39M · min. income ≈ HK$391,518/mo (50% DSR)
Upfront cash ≈ HK$19.76M (deposit + AVD stamp duty HK$2,452,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,929
−HK$11,072/mo
▼ 0.25% · 3.875%
HK$210,425
−HK$5,576/mo
Today · 4.125%
HK$216,001
baseline
▲ 0.50% · 4.625%
HK$227,387
+HK$11,386/mo
Deposit HK$17.31M · loan HK$40.39M · min. income ≈ HK$432,002/mo (50% DSR)
Upfront cash ≈ HK$19.76M (deposit + AVD stamp duty HK$2,452,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,838
−HK$14,852/mo
▼ 0.25% · 3.875%
HK$244,205
−HK$7,485/mo
Today · 4.125%
HK$251,690
baseline
▲ 0.50% · 4.625%
HK$267,005
+HK$15,315/mo
Deposit HK$5.77M · loan HK$51.93M · min. income ≈ HK$503,380/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$2,452,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,480
−HK$14,235/mo
▼ 0.25% · 3.875%
HK$270,547
−HK$7,168/mo
Today · 4.125%
HK$277,715
baseline
▲ 0.50% · 4.625%
HK$292,354
+HK$14,639/mo
Deposit HK$5.77M · loan HK$51.93M · min. income ≈ HK$555,430/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$2,452,364 · Scale 2, in force from 26 Feb 2026)