LTV · monthly repayment
▼ 0.50% · 3.625%
HK$131,591
−HK$8,252/mo
▼ 0.25% · 3.875%
HK$135,684
−HK$4,159/mo
Today · 4.125%
HK$139,843
baseline
▲ 0.50% · 4.625%
HK$148,352
+HK$8,509/mo
Deposit HK$28.85M · loan HK$28.85M · min. income ≈ HK$279,686/mo (50% DSR)
Upfront cash ≈ HK$31.31M (deposit + AVD stamp duty HK$2,452,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,394
−HK$7,909/mo
▼ 0.25% · 3.875%
HK$150,320
−HK$3,983/mo
Today · 4.125%
HK$154,303
baseline
▲ 0.50% · 4.625%
HK$162,436
+HK$8,133/mo
Deposit HK$28.85M · loan HK$28.85M · min. income ≈ HK$308,606/mo (50% DSR)
Upfront cash ≈ HK$31.31M (deposit + AVD stamp duty HK$2,452,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,909
−HK$9,902/mo
▼ 0.25% · 3.875%
HK$162,821
−HK$4,990/mo
Today · 4.125%
HK$167,811
baseline
▲ 0.50% · 4.625%
HK$178,022
+HK$10,211/mo
Deposit HK$23.08M · loan HK$34.63M · min. income ≈ HK$335,622/mo (50% DSR)
Upfront cash ≈ HK$25.54M (deposit + AVD stamp duty HK$2,452,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,672
−HK$9,491/mo
▼ 0.25% · 3.875%
HK$180,384
−HK$4,779/mo
Today · 4.125%
HK$185,163
baseline
▲ 0.50% · 4.625%
HK$194,924
+HK$9,761/mo
Deposit HK$23.08M · loan HK$34.63M · min. income ≈ HK$370,326/mo (50% DSR)
Upfront cash ≈ HK$25.54M (deposit + AVD stamp duty HK$2,452,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,227
−HK$11,553/mo
▼ 0.25% · 3.875%
HK$189,958
−HK$5,822/mo
Today · 4.125%
HK$195,780
baseline
▲ 0.50% · 4.625%
HK$207,693
+HK$11,913/mo
Deposit HK$17.31M · loan HK$40.40M · min. income ≈ HK$391,560/mo (50% DSR)
Upfront cash ≈ HK$19.77M (deposit + AVD stamp duty HK$2,452,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,951
−HK$11,073/mo
▼ 0.25% · 3.875%
HK$210,448
−HK$5,576/mo
Today · 4.125%
HK$216,024
baseline
▲ 0.50% · 4.625%
HK$227,411
+HK$11,387/mo
Deposit HK$17.31M · loan HK$40.40M · min. income ≈ HK$432,048/mo (50% DSR)
Upfront cash ≈ HK$19.77M (deposit + AVD stamp duty HK$2,452,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,864
−HK$14,853/mo
▼ 0.25% · 3.875%
HK$244,231
−HK$7,486/mo
Today · 4.125%
HK$251,717
baseline
▲ 0.50% · 4.625%
HK$267,034
+HK$15,317/mo
Deposit HK$5.77M · loan HK$51.94M · min. income ≈ HK$503,434/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$2,452,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,508
−HK$14,237/mo
▼ 0.25% · 3.875%
HK$270,576
−HK$7,169/mo
Today · 4.125%
HK$277,745
baseline
▲ 0.50% · 4.625%
HK$292,385
+HK$14,640/mo
Deposit HK$5.77M · loan HK$51.94M · min. income ≈ HK$555,490/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$2,452,626 · Scale 2, in force from 26 Feb 2026)