LTV · monthly repayment
▼ 0.50% · 3.625%
HK$131,605
−HK$8,253/mo
▼ 0.25% · 3.875%
HK$135,699
−HK$4,159/mo
Today · 4.125%
HK$139,858
baseline
▲ 0.50% · 4.625%
HK$148,368
+HK$8,510/mo
Deposit HK$28.86M · loan HK$28.86M · min. income ≈ HK$279,716/mo (50% DSR)
Upfront cash ≈ HK$31.31M (deposit + AVD stamp duty HK$2,452,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,409
−HK$7,910/mo
▼ 0.25% · 3.875%
HK$150,336
−HK$3,983/mo
Today · 4.125%
HK$154,319
baseline
▲ 0.50% · 4.625%
HK$162,454
+HK$8,135/mo
Deposit HK$28.86M · loan HK$28.86M · min. income ≈ HK$308,638/mo (50% DSR)
Upfront cash ≈ HK$31.31M (deposit + AVD stamp duty HK$2,452,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,926
−HK$9,903/mo
▼ 0.25% · 3.875%
HK$162,838
−HK$4,991/mo
Today · 4.125%
HK$167,829
baseline
▲ 0.50% · 4.625%
HK$178,041
+HK$10,212/mo
Deposit HK$23.09M · loan HK$34.63M · min. income ≈ HK$335,658/mo (50% DSR)
Upfront cash ≈ HK$25.54M (deposit + AVD stamp duty HK$2,452,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,691
−HK$9,492/mo
▼ 0.25% · 3.875%
HK$180,403
−HK$4,780/mo
Today · 4.125%
HK$185,183
baseline
▲ 0.50% · 4.625%
HK$194,944
+HK$9,761/mo
Deposit HK$23.09M · loan HK$34.63M · min. income ≈ HK$370,366/mo (50% DSR)
Upfront cash ≈ HK$25.54M (deposit + AVD stamp duty HK$2,452,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,247
−HK$11,554/mo
▼ 0.25% · 3.875%
HK$189,978
−HK$5,823/mo
Today · 4.125%
HK$195,801
baseline
▲ 0.50% · 4.625%
HK$207,715
+HK$11,914/mo
Deposit HK$17.31M · loan HK$40.40M · min. income ≈ HK$391,602/mo (50% DSR)
Upfront cash ≈ HK$19.77M (deposit + AVD stamp duty HK$2,452,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,973
−HK$11,074/mo
▼ 0.25% · 3.875%
HK$210,470
−HK$5,577/mo
Today · 4.125%
HK$216,047
baseline
▲ 0.50% · 4.625%
HK$227,435
+HK$11,388/mo
Deposit HK$17.31M · loan HK$40.40M · min. income ≈ HK$432,094/mo (50% DSR)
Upfront cash ≈ HK$19.77M (deposit + AVD stamp duty HK$2,452,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,889
−HK$14,855/mo
▼ 0.25% · 3.875%
HK$244,258
−HK$7,486/mo
Today · 4.125%
HK$251,744
baseline
▲ 0.50% · 4.625%
HK$267,062
+HK$15,318/mo
Deposit HK$5.77M · loan HK$51.94M · min. income ≈ HK$503,488/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$2,452,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,537
−HK$14,238/mo
▼ 0.25% · 3.875%
HK$270,605
−HK$7,170/mo
Today · 4.125%
HK$277,775
baseline
▲ 0.50% · 4.625%
HK$292,417
+HK$14,642/mo
Deposit HK$5.77M · loan HK$51.94M · min. income ≈ HK$555,550/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$2,452,888 · Scale 2, in force from 26 Feb 2026)