LTV · monthly repayment
▼ 0.50% · 3.625%
HK$131,614
−HK$8,254/mo
▼ 0.25% · 3.875%
HK$135,708
−HK$4,160/mo
Today · 4.125%
HK$139,868
baseline
▲ 0.50% · 4.625%
HK$148,378
+HK$8,510/mo
Deposit HK$28.86M · loan HK$28.86M · min. income ≈ HK$279,736/mo (50% DSR)
Upfront cash ≈ HK$31.31M (deposit + AVD stamp duty HK$2,453,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,420
−HK$7,910/mo
▼ 0.25% · 3.875%
HK$150,347
−HK$3,983/mo
Today · 4.125%
HK$154,330
baseline
▲ 0.50% · 4.625%
HK$162,465
+HK$8,135/mo
Deposit HK$28.86M · loan HK$28.86M · min. income ≈ HK$308,660/mo (50% DSR)
Upfront cash ≈ HK$31.31M (deposit + AVD stamp duty HK$2,453,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,937
−HK$9,904/mo
▼ 0.25% · 3.875%
HK$162,850
−HK$4,991/mo
Today · 4.125%
HK$167,841
baseline
▲ 0.50% · 4.625%
HK$178,054
+HK$10,213/mo
Deposit HK$23.09M · loan HK$34.63M · min. income ≈ HK$335,682/mo (50% DSR)
Upfront cash ≈ HK$25.54M (deposit + AVD stamp duty HK$2,453,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,704
−HK$9,492/mo
▼ 0.25% · 3.875%
HK$180,416
−HK$4,780/mo
Today · 4.125%
HK$185,196
baseline
▲ 0.50% · 4.625%
HK$194,958
+HK$9,762/mo
Deposit HK$23.09M · loan HK$34.63M · min. income ≈ HK$370,392/mo (50% DSR)
Upfront cash ≈ HK$25.54M (deposit + AVD stamp duty HK$2,453,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,260
−HK$11,555/mo
▼ 0.25% · 3.875%
HK$189,992
−HK$5,823/mo
Today · 4.125%
HK$195,815
baseline
▲ 0.50% · 4.625%
HK$207,730
+HK$11,915/mo
Deposit HK$17.32M · loan HK$40.40M · min. income ≈ HK$391,630/mo (50% DSR)
Upfront cash ≈ HK$19.77M (deposit + AVD stamp duty HK$2,453,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,988
−HK$11,075/mo
▼ 0.25% · 3.875%
HK$210,485
−HK$5,578/mo
Today · 4.125%
HK$216,063
baseline
▲ 0.50% · 4.625%
HK$227,451
+HK$11,388/mo
Deposit HK$17.32M · loan HK$40.40M · min. income ≈ HK$432,126/mo (50% DSR)
Upfront cash ≈ HK$19.77M (deposit + AVD stamp duty HK$2,453,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,906
−HK$14,856/mo
▼ 0.25% · 3.875%
HK$244,275
−HK$7,487/mo
Today · 4.125%
HK$251,762
baseline
▲ 0.50% · 4.625%
HK$267,081
+HK$15,319/mo
Deposit HK$5.77M · loan HK$51.95M · min. income ≈ HK$503,524/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$2,453,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,556
−HK$14,239/mo
▼ 0.25% · 3.875%
HK$270,624
−HK$7,171/mo
Today · 4.125%
HK$277,795
baseline
▲ 0.50% · 4.625%
HK$292,438
+HK$14,643/mo
Deposit HK$5.77M · loan HK$51.95M · min. income ≈ HK$555,590/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$2,453,064 · Scale 2, in force from 26 Feb 2026)