LTV · monthly repayment
▼ 0.50% · 3.625%
HK$131,634
−HK$8,254/mo
▼ 0.25% · 3.875%
HK$135,728
−HK$4,160/mo
Today · 4.125%
HK$139,888
baseline
▲ 0.50% · 4.625%
HK$148,400
+HK$8,512/mo
Deposit HK$28.86M · loan HK$28.86M · min. income ≈ HK$279,776/mo (50% DSR)
Upfront cash ≈ HK$31.32M (deposit + AVD stamp duty HK$2,453,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,441
−HK$7,912/mo
▼ 0.25% · 3.875%
HK$150,369
−HK$3,984/mo
Today · 4.125%
HK$154,353
baseline
▲ 0.50% · 4.625%
HK$162,489
+HK$8,136/mo
Deposit HK$28.86M · loan HK$28.86M · min. income ≈ HK$308,706/mo (50% DSR)
Upfront cash ≈ HK$31.32M (deposit + AVD stamp duty HK$2,453,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,961
−HK$9,905/mo
▼ 0.25% · 3.875%
HK$162,874
−HK$4,992/mo
Today · 4.125%
HK$167,866
baseline
▲ 0.50% · 4.625%
HK$178,080
+HK$10,214/mo
Deposit HK$23.09M · loan HK$34.64M · min. income ≈ HK$335,732/mo (50% DSR)
Upfront cash ≈ HK$25.54M (deposit + AVD stamp duty HK$2,453,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,730
−HK$9,494/mo
▼ 0.25% · 3.875%
HK$180,443
−HK$4,781/mo
Today · 4.125%
HK$185,224
baseline
▲ 0.50% · 4.625%
HK$194,987
+HK$9,763/mo
Deposit HK$23.09M · loan HK$34.64M · min. income ≈ HK$370,448/mo (50% DSR)
Upfront cash ≈ HK$25.54M (deposit + AVD stamp duty HK$2,453,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,287
−HK$11,557/mo
▼ 0.25% · 3.875%
HK$190,020
−HK$5,824/mo
Today · 4.125%
HK$195,844
baseline
▲ 0.50% · 4.625%
HK$207,761
+HK$11,917/mo
Deposit HK$17.32M · loan HK$40.41M · min. income ≈ HK$391,688/mo (50% DSR)
Upfront cash ≈ HK$19.77M (deposit + AVD stamp duty HK$2,453,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,018
−HK$11,076/mo
▼ 0.25% · 3.875%
HK$210,516
−HK$5,578/mo
Today · 4.125%
HK$216,094
baseline
▲ 0.50% · 4.625%
HK$227,485
+HK$11,391/mo
Deposit HK$17.32M · loan HK$40.41M · min. income ≈ HK$432,188/mo (50% DSR)
Upfront cash ≈ HK$19.77M (deposit + AVD stamp duty HK$2,453,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,941
−HK$14,858/mo
▼ 0.25% · 3.875%
HK$244,311
−HK$7,488/mo
Today · 4.125%
HK$251,799
baseline
▲ 0.50% · 4.625%
HK$267,121
+HK$15,322/mo
Deposit HK$5.77M · loan HK$51.95M · min. income ≈ HK$503,598/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$2,453,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,594
−HK$14,242/mo
▼ 0.25% · 3.875%
HK$270,664
−HK$7,172/mo
Today · 4.125%
HK$277,836
baseline
▲ 0.50% · 4.625%
HK$292,481
+HK$14,645/mo
Deposit HK$5.77M · loan HK$51.95M · min. income ≈ HK$555,672/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$2,453,426 · Scale 2, in force from 26 Feb 2026)