LTV · monthly repayment
▼ 0.50% · 3.625%
HK$131,637
−HK$8,255/mo
▼ 0.25% · 3.875%
HK$135,732
−HK$4,160/mo
Today · 4.125%
HK$139,892
baseline
▲ 0.50% · 4.625%
HK$148,404
+HK$8,512/mo
Deposit HK$28.86M · loan HK$28.86M · min. income ≈ HK$279,784/mo (50% DSR)
Upfront cash ≈ HK$31.32M (deposit + AVD stamp duty HK$2,453,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,445
−HK$7,912/mo
▼ 0.25% · 3.875%
HK$150,373
−HK$3,984/mo
Today · 4.125%
HK$154,357
baseline
▲ 0.50% · 4.625%
HK$162,494
+HK$8,137/mo
Deposit HK$28.86M · loan HK$28.86M · min. income ≈ HK$308,714/mo (50% DSR)
Upfront cash ≈ HK$31.32M (deposit + AVD stamp duty HK$2,453,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,965
−HK$9,906/mo
▼ 0.25% · 3.875%
HK$162,878
−HK$4,993/mo
Today · 4.125%
HK$167,871
baseline
▲ 0.50% · 4.625%
HK$178,085
+HK$10,214/mo
Deposit HK$23.09M · loan HK$34.64M · min. income ≈ HK$335,742/mo (50% DSR)
Upfront cash ≈ HK$25.55M (deposit + AVD stamp duty HK$2,453,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,734
−HK$9,495/mo
▼ 0.25% · 3.875%
HK$180,447
−HK$4,782/mo
Today · 4.125%
HK$185,229
baseline
▲ 0.50% · 4.625%
HK$194,992
+HK$9,763/mo
Deposit HK$23.09M · loan HK$34.64M · min. income ≈ HK$370,458/mo (50% DSR)
Upfront cash ≈ HK$25.55M (deposit + AVD stamp duty HK$2,453,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,292
−HK$11,557/mo
▼ 0.25% · 3.875%
HK$190,025
−HK$5,824/mo
Today · 4.125%
HK$195,849
baseline
▲ 0.50% · 4.625%
HK$207,766
+HK$11,917/mo
Deposit HK$17.32M · loan HK$40.41M · min. income ≈ HK$391,698/mo (50% DSR)
Upfront cash ≈ HK$19.77M (deposit + AVD stamp duty HK$2,453,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,023
−HK$11,077/mo
▼ 0.25% · 3.875%
HK$210,522
−HK$5,578/mo
Today · 4.125%
HK$216,100
baseline
▲ 0.50% · 4.625%
HK$227,491
+HK$11,391/mo
Deposit HK$17.32M · loan HK$40.41M · min. income ≈ HK$432,200/mo (50% DSR)
Upfront cash ≈ HK$19.77M (deposit + AVD stamp duty HK$2,453,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,947
−HK$14,859/mo
▼ 0.25% · 3.875%
HK$244,318
−HK$7,488/mo
Today · 4.125%
HK$251,806
baseline
▲ 0.50% · 4.625%
HK$267,128
+HK$15,322/mo
Deposit HK$5.77M · loan HK$51.96M · min. income ≈ HK$503,612/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$2,453,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,601
−HK$14,242/mo
▼ 0.25% · 3.875%
HK$270,671
−HK$7,172/mo
Today · 4.125%
HK$277,843
baseline
▲ 0.50% · 4.625%
HK$292,488
+HK$14,645/mo
Deposit HK$5.77M · loan HK$51.96M · min. income ≈ HK$555,686/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$2,453,490 · Scale 2, in force from 26 Feb 2026)