LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,166
−HK$825/mo
▼ 0.25% · 3.875%
HK$13,575
−HK$416/mo
Today · 4.125%
HK$13,991
baseline
▲ 0.50% · 4.625%
HK$14,843
+HK$852/mo
Deposit HK$2.89M · loan HK$2.89M · min. income ≈ HK$27,982/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$129,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,647
−HK$791/mo
▼ 0.25% · 3.875%
HK$15,040
−HK$398/mo
Today · 4.125%
HK$15,438
baseline
▲ 0.50% · 4.625%
HK$16,252
+HK$814/mo
Deposit HK$2.89M · loan HK$2.89M · min. income ≈ HK$30,876/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$129,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,799
−HK$991/mo
▼ 0.25% · 3.875%
HK$16,290
−HK$500/mo
Today · 4.125%
HK$16,790
baseline
▲ 0.50% · 4.625%
HK$17,811
+HK$1,021/mo
Deposit HK$2.31M · loan HK$3.46M · min. income ≈ HK$33,580/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$129,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,576
−HK$950/mo
▼ 0.25% · 3.875%
HK$18,048
−HK$478/mo
Today · 4.125%
HK$18,526
baseline
▲ 0.50% · 4.625%
HK$19,502
+HK$976/mo
Deposit HK$2.31M · loan HK$3.46M · min. income ≈ HK$37,052/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$129,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,432
−HK$1,156/mo
▼ 0.25% · 3.875%
HK$19,005
−HK$583/mo
Today · 4.125%
HK$19,588
baseline
▲ 0.50% · 4.625%
HK$20,780
+HK$1,192/mo
Deposit HK$1.73M · loan HK$4.04M · min. income ≈ HK$39,176/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$129,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,506
−HK$1,107/mo
▼ 0.25% · 3.875%
HK$21,056
−HK$557/mo
Today · 4.125%
HK$21,613
baseline
▲ 0.50% · 4.625%
HK$22,753
+HK$1,140/mo
Deposit HK$1.73M · loan HK$4.04M · min. income ≈ HK$43,226/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$129,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,698
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$24,436
−HK$749/mo
Today · 4.125%
HK$25,185
baseline
▲ 0.50% · 4.625%
HK$26,717
+HK$1,532/mo
Deposit HK$577K · loan HK$5.20M · min. income ≈ HK$50,370/mo (50% DSR)
Upfront cash ≈ HK$707K (deposit + AVD stamp duty HK$129,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,364
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$27,071
−HK$718/mo
Today · 4.125%
HK$27,789
baseline
▲ 0.50% · 4.625%
HK$29,253
+HK$1,464/mo
Deposit HK$577K · loan HK$5.20M · min. income ≈ HK$55,578/mo (50% DSR)
Upfront cash ≈ HK$707K (deposit + AVD stamp duty HK$129,912 · Scale 2, in force from 26 Feb 2026)