LTV · monthly repayment
▼ 0.50% · 3.625%
HK$131,659
−HK$8,257/mo
▼ 0.25% · 3.875%
HK$135,755
−HK$4,161/mo
Today · 4.125%
HK$139,916
baseline
▲ 0.50% · 4.625%
HK$148,429
+HK$8,513/mo
Deposit HK$28.87M · loan HK$28.87M · min. income ≈ HK$279,832/mo (50% DSR)
Upfront cash ≈ HK$31.32M (deposit + AVD stamp duty HK$2,453,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,470
−HK$7,913/mo
▼ 0.25% · 3.875%
HK$150,398
−HK$3,985/mo
Today · 4.125%
HK$154,383
baseline
▲ 0.50% · 4.625%
HK$162,521
+HK$8,138/mo
Deposit HK$28.87M · loan HK$28.87M · min. income ≈ HK$308,766/mo (50% DSR)
Upfront cash ≈ HK$31.32M (deposit + AVD stamp duty HK$2,453,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,991
−HK$9,908/mo
▼ 0.25% · 3.875%
HK$162,906
−HK$4,993/mo
Today · 4.125%
HK$167,899
baseline
▲ 0.50% · 4.625%
HK$178,115
+HK$10,216/mo
Deposit HK$23.10M · loan HK$34.64M · min. income ≈ HK$335,798/mo (50% DSR)
Upfront cash ≈ HK$25.55M (deposit + AVD stamp duty HK$2,453,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,764
−HK$9,496/mo
▼ 0.25% · 3.875%
HK$180,478
−HK$4,782/mo
Today · 4.125%
HK$185,260
baseline
▲ 0.50% · 4.625%
HK$195,025
+HK$9,765/mo
Deposit HK$23.10M · loan HK$34.64M · min. income ≈ HK$370,520/mo (50% DSR)
Upfront cash ≈ HK$25.55M (deposit + AVD stamp duty HK$2,453,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,323
−HK$11,559/mo
▼ 0.25% · 3.875%
HK$190,057
−HK$5,825/mo
Today · 4.125%
HK$195,882
baseline
▲ 0.50% · 4.625%
HK$207,801
+HK$11,919/mo
Deposit HK$17.32M · loan HK$40.42M · min. income ≈ HK$391,764/mo (50% DSR)
Upfront cash ≈ HK$19.78M (deposit + AVD stamp duty HK$2,453,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,058
−HK$11,078/mo
▼ 0.25% · 3.875%
HK$210,557
−HK$5,579/mo
Today · 4.125%
HK$216,136
baseline
▲ 0.50% · 4.625%
HK$227,529
+HK$11,393/mo
Deposit HK$17.32M · loan HK$40.42M · min. income ≈ HK$432,272/mo (50% DSR)
Upfront cash ≈ HK$19.78M (deposit + AVD stamp duty HK$2,453,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,987
−HK$14,861/mo
▼ 0.25% · 3.875%
HK$244,358
−HK$7,490/mo
Today · 4.125%
HK$251,848
baseline
▲ 0.50% · 4.625%
HK$267,172
+HK$15,324/mo
Deposit HK$5.77M · loan HK$51.96M · min. income ≈ HK$503,696/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$2,453,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,645
−HK$14,244/mo
▼ 0.25% · 3.875%
HK$270,716
−HK$7,173/mo
Today · 4.125%
HK$277,889
baseline
▲ 0.50% · 4.625%
HK$292,537
+HK$14,648/mo
Deposit HK$5.77M · loan HK$51.96M · min. income ≈ HK$555,778/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$2,453,901 · Scale 2, in force from 26 Feb 2026)