LTV · monthly repayment
▼ 0.50% · 3.625%
HK$131,670
−HK$8,256/mo
▼ 0.25% · 3.875%
HK$135,765
−HK$4,161/mo
Today · 4.125%
HK$139,926
baseline
▲ 0.50% · 4.625%
HK$148,441
+HK$8,515/mo
Deposit HK$28.87M · loan HK$28.87M · min. income ≈ HK$279,852/mo (50% DSR)
Upfront cash ≈ HK$31.33M (deposit + AVD stamp duty HK$2,454,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,481
−HK$7,914/mo
▼ 0.25% · 3.875%
HK$150,410
−HK$3,985/mo
Today · 4.125%
HK$154,395
baseline
▲ 0.50% · 4.625%
HK$162,533
+HK$8,138/mo
Deposit HK$28.87M · loan HK$28.87M · min. income ≈ HK$308,790/mo (50% DSR)
Upfront cash ≈ HK$31.33M (deposit + AVD stamp duty HK$2,454,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,004
−HK$9,908/mo
▼ 0.25% · 3.875%
HK$162,918
−HK$4,994/mo
Today · 4.125%
HK$167,912
baseline
▲ 0.50% · 4.625%
HK$178,129
+HK$10,217/mo
Deposit HK$23.10M · loan HK$34.65M · min. income ≈ HK$335,824/mo (50% DSR)
Upfront cash ≈ HK$25.55M (deposit + AVD stamp duty HK$2,454,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,777
−HK$9,497/mo
▼ 0.25% · 3.875%
HK$180,492
−HK$4,782/mo
Today · 4.125%
HK$185,274
baseline
▲ 0.50% · 4.625%
HK$195,040
+HK$9,766/mo
Deposit HK$23.10M · loan HK$34.65M · min. income ≈ HK$370,548/mo (50% DSR)
Upfront cash ≈ HK$25.55M (deposit + AVD stamp duty HK$2,454,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,337
−HK$11,560/mo
▼ 0.25% · 3.875%
HK$190,071
−HK$5,826/mo
Today · 4.125%
HK$195,897
baseline
▲ 0.50% · 4.625%
HK$207,817
+HK$11,920/mo
Deposit HK$17.32M · loan HK$40.42M · min. income ≈ HK$391,794/mo (50% DSR)
Upfront cash ≈ HK$19.78M (deposit + AVD stamp duty HK$2,454,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,074
−HK$11,079/mo
▼ 0.25% · 3.875%
HK$210,573
−HK$5,580/mo
Today · 4.125%
HK$216,153
baseline
▲ 0.50% · 4.625%
HK$227,547
+HK$11,394/mo
Deposit HK$17.32M · loan HK$40.42M · min. income ≈ HK$432,306/mo (50% DSR)
Upfront cash ≈ HK$19.78M (deposit + AVD stamp duty HK$2,454,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,005
−HK$14,863/mo
▼ 0.25% · 3.875%
HK$244,377
−HK$7,491/mo
Today · 4.125%
HK$251,868
baseline
▲ 0.50% · 4.625%
HK$267,193
+HK$15,325/mo
Deposit HK$5.77M · loan HK$51.97M · min. income ≈ HK$503,736/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$2,454,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,666
−HK$14,245/mo
▼ 0.25% · 3.875%
HK$270,737
−HK$7,174/mo
Today · 4.125%
HK$277,911
baseline
▲ 0.50% · 4.625%
HK$292,560
+HK$14,649/mo
Deposit HK$5.77M · loan HK$51.97M · min. income ≈ HK$555,822/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$2,454,092 · Scale 2, in force from 26 Feb 2026)