LTV · monthly repayment
▼ 0.50% · 3.625%
HK$131,674
−HK$8,257/mo
▼ 0.25% · 3.875%
HK$135,769
−HK$4,162/mo
Today · 4.125%
HK$139,931
baseline
▲ 0.50% · 4.625%
HK$148,445
+HK$8,514/mo
Deposit HK$28.87M · loan HK$28.87M · min. income ≈ HK$279,862/mo (50% DSR)
Upfront cash ≈ HK$31.33M (deposit + AVD stamp duty HK$2,454,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,485
−HK$7,915/mo
▼ 0.25% · 3.875%
HK$150,414
−HK$3,986/mo
Today · 4.125%
HK$154,400
baseline
▲ 0.50% · 4.625%
HK$162,538
+HK$8,138/mo
Deposit HK$28.87M · loan HK$28.87M · min. income ≈ HK$308,800/mo (50% DSR)
Upfront cash ≈ HK$31.33M (deposit + AVD stamp duty HK$2,454,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,008
−HK$9,909/mo
▼ 0.25% · 3.875%
HK$162,923
−HK$4,994/mo
Today · 4.125%
HK$167,917
baseline
▲ 0.50% · 4.625%
HK$178,134
+HK$10,217/mo
Deposit HK$23.10M · loan HK$34.65M · min. income ≈ HK$335,834/mo (50% DSR)
Upfront cash ≈ HK$25.55M (deposit + AVD stamp duty HK$2,454,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,783
−HK$9,497/mo
▼ 0.25% · 3.875%
HK$180,497
−HK$4,783/mo
Today · 4.125%
HK$185,280
baseline
▲ 0.50% · 4.625%
HK$195,046
+HK$9,766/mo
Deposit HK$23.10M · loan HK$34.65M · min. income ≈ HK$370,560/mo (50% DSR)
Upfront cash ≈ HK$25.55M (deposit + AVD stamp duty HK$2,454,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,343
−HK$11,560/mo
▼ 0.25% · 3.875%
HK$190,077
−HK$5,826/mo
Today · 4.125%
HK$195,903
baseline
▲ 0.50% · 4.625%
HK$207,823
+HK$11,920/mo
Deposit HK$17.32M · loan HK$40.42M · min. income ≈ HK$391,806/mo (50% DSR)
Upfront cash ≈ HK$19.78M (deposit + AVD stamp duty HK$2,454,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,080
−HK$11,079/mo
▼ 0.25% · 3.875%
HK$210,580
−HK$5,579/mo
Today · 4.125%
HK$216,159
baseline
▲ 0.50% · 4.625%
HK$227,554
+HK$11,395/mo
Deposit HK$17.32M · loan HK$40.42M · min. income ≈ HK$432,318/mo (50% DSR)
Upfront cash ≈ HK$19.78M (deposit + AVD stamp duty HK$2,454,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,012
−HK$14,863/mo
▼ 0.25% · 3.875%
HK$244,385
−HK$7,490/mo
Today · 4.125%
HK$251,875
baseline
▲ 0.50% · 4.625%
HK$267,201
+HK$15,326/mo
Deposit HK$5.77M · loan HK$51.97M · min. income ≈ HK$503,750/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$2,454,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,674
−HK$14,245/mo
▼ 0.25% · 3.875%
HK$270,745
−HK$7,174/mo
Today · 4.125%
HK$277,919
baseline
▲ 0.50% · 4.625%
HK$292,569
+HK$14,650/mo
Deposit HK$5.77M · loan HK$51.97M · min. income ≈ HK$555,838/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$2,454,165 · Scale 2, in force from 26 Feb 2026)